| Starting with narrating evolution course for WTO, this thesis introduces the historical origins between China and GATT as well as WTO and the pertinent regulations for financial business in WTO and the background of the finance liberalization. It analyzes the achievement of both reform and opening to the outside in banking system for more than ten years and the current banking structure in our country. It also make a detailed analysis of shock and influence on the financial business when China becomes a member of WTO in the following respects: market portion, finance supervision, competition for qualified personal, customers resources, avoidance of risks, profitable ability, capital fluidity, macroeconomic regulation and blazing new trails for finance etc. On this basis, the thesis puts forward the basic opinions and primary countermeasures of improving the competition ability and the level of management and administration for Chinese banks, such as quickening the reform steps for financial business, taking vigorous and safe action to promote the financial business to open to the outside, establishing and strengthening the financial markets, perfecting the payments and clearing systems, and preventing and removing the risks from happening to the financial business etc. |