Research Of The Third-party Logistics' Enterprise's Chattel Mortgage Business Risk Management

In recent years, logistics financial service is moving up in our country, and it will become a trend for both the 3PLs and banks. Chattel mortgage is a new business development of logistics financial services. It is a convergence of the fields of logistics and financial operations. Chattel mortgage can be used to solve the current problem of an unsound credit system. It becomes an important means of pooling funds between banks and enterprises. Chattel mortgage business is still at the initial stage in China, therefore the risk research on it can be used for reference.Firstly, this paper introduced the research and development situation of chattel mortgage. Then it introduced the chattel mortgage's characteristic, utilization effectiveness, the basic service pattern and the operation flow. Based on this, it analyzed the weak point of the processing and presented measure to avoid risks.In the research of management risks, the paper analyzed the risks of practice and their importance based on the total and systematic ideas. On the occasion, through the study on the risk of this practice, it could draw a conclusion that many factors involved in the sluggish disposition, among which there are factors inside and factors outside.Based on risk matrix technique, chattel mortgage business risk rating model was built up. Through this model, risk of a chattel mortgage business can be analysis.