Study On Ethics Of Contemporary China’s Social Endowment Insurance

In recent years, with the growing world population aging trends, governments generally start to the old-age security problem. As the world’s largest population and largest developing countries, China has entered the aging society, and is facing a severe pension difficulties in the "old before it grows rich". Social security has become a priority in response to population ageing in our country. Since the establishment of new China, China’s development of social old-age insurance system has a history of more than half a century. At present, some achievements have been made in the old-age security in China, unified system of objectives has been fulfilled, and China has built the frame of the old-age insurance system basically. As an important part of the social security system in our country, social insurance has a very important significance to protecting the basic right to life of the aging population, maintaining rural stability and unity and harmonious development of the whole society.Social insurance has very significant ethical characteristics and ethical reasons. Giving endowment insurance ethical considerations of humanity, justice and responsibility, would help China’s design and implementation of social endowment insurance system design and implementation being designed based on the moral foundation of ethical, and help achieving equality for urban and rural residents,"the elderly have a peaceful" goal in the process of building a socialist society the values of fairness and justice. In the current period of social transition, there are some problems in China’s social endowment insurance system and a clear lack of ethics in running elements of our system. This specifically reflected on the intergenerational support difficulties, differences in system development, the lack of humane care, the imbalance between fairness and efficiency, government responsibility and so on, which needs us to improve and refine. If we deconstruct and explore China’s social endowment insurance development only from economic and political dimension, it will be unable to completely fill the loopholes in the system. This requires that we need to do more in-depth analysis on ethical dimensions of endowment insurance system environment, obtain theory and practice of moral support, and give old-age social insurance providing a healthy and stable environment to ensure sustainable development. Studying the present social old-age insurance ethics, having a good grasp of ethics of social endowment insurance and constructing and promoting the social old-age insurance system guarantees functionality on the theoretical foundation of good will undoubtedly make China’s social endowment insurance system towards more healthy direction.The approach adopted in this study has three main:the method of literature analysis and comparison, the method of analysis and empirical study on the combination, the method of multimodality systems analysis. In the study, author combines a large number of governments and other social research institution statistics and documentation, classifies materials on the basis of my in-depth analysis, accumulate a relatively complete set of research results and authentic research material on the theory of ethics and systematic construction of endowment insurance both at home and abroad, which provides a theoretical basis for deconstructing the ethical connotation of China’s social endowment insurance and institutional development. At the same time, author examines the object as a system, does a theory and logic of induction with relatively reliable logic induction, Uses the system point to analysis and reveal the actual conditions of social and moral situation in China, and reviews the improvement and development of China’s endowment insurance system under the framework of building a harmonious socialist society with the ethical perspective.The study starts with analysis on the background and significance of the topic, and clarifies the fundamental ideas and methods. Then notes that the endowment is an ethical category through prescriptive description on old-age insurance ethics, and focuses mainly on the basic meaning of social endowment insurance and ethics. Then later, the study summarizes the evolution of Western ethical thought of social endowment insurance and endowment insurance in Chinese traditional ethic thought of continuity through recalling the social old-age insurance system and ethics-related research. Simultaneously, the study systematizes Marxist theory about the ethics of the social old-age insurance, which makes theory foundation for the discussion after. The study analyzes the main ethical dilemmas of contemporary China’s social endowment insurance from the social, economic, historical, institutional and other-dimensional ethical perspective, and reveals the lack of ethics of subjective and objective reasons of the present social old-age insurance from our areas that contain difficulties of support protection in intergenerational structure, institutional ethics obstacle by urban and rural different development, economic ethic bias of value goal pursuit, lack of administrative ethics responsibility of Government. Then under the guidance of the ethical principles and values in contemporary China’s social endowment insurance, the study raises the ethical path and strategy of the development of old-age insurance during the period of social transformation in contemporary China, notes that we should continue to push forward China’s Socialist moral construction under the guidance of the ethical principles that contain people-oriented, fair and just, harmonious development and so on, continuously improve ethical sustainable endowment insurance system through establishing urban and rural economic system which premises on the institutional justice, introducing old-age insurance mechanism of the unification of equity and efficiency and positioning the administrative responsibilities of Government based on principles of fairness and justice for working, finally solve the problems of ethics in the construction of social endowment insurance in China. With the current ethical research of social endowment insurance in China, we will have a solid ideological and theoretical foundation, expand the areas of institution building and make up for the shortcomings of construction. This will not only help our country improve the social security system and perfect the social security system, but also help our country build a Socialist harmonious society and promote the prosperous and powerful, democratic and civilized Socialist construction.