The Theoretical Base Of Credit Institute Construction From The View Of Credit Risk Management

Fostered by the refulgent history of 5000 years and the fertile soil of 10 million kilometers, our Chinese stands towering in the east of the world. Our nation is the only nation of the four civilization ancient nations whose culture continues to present, and has built up the brilliance visualization of amenity nation. In the field of economy, the money manor and guarantee bureau had spread all over the world in 19 century. Such as the branch of Kong money manor had built up in Paris, Moscow, New York and so on in the end of Qing dynasty. Till then our nation still had made friends with credit and faith.Our nation abandoned military, esteemed civilization, and the wealth of material and spirit led forward in the first of 19 century. But for the wealth flourish, the Qing Dynasty closed the communication to the out world, our natural science lagged behind the west countries. From the Opium war, our Qing Empire got exinanition from west powers seriously, and the exchange channel suffocated among the inner different stratums, so most outstanding of our nation couldn't realize their ambition. Once the European Powers began invaded our country, the outstanding in or out echoed each other at a distance and impelled the inner govern stratums went out.Till the first of 20 century, the worker stratum and peasant stratum united together, founded the Communist Party of China directed by Marxism, went through the Old and New Democratism Revolutionary, perished the private-owned institute, passed away the exploitation and oppress. The old political and economic order was destroyed and new order was established. After 20 years'exploration, we made it clear that we are still in the primary period of socialism, we needed to settle the contradiction between lagging productivity and the increasing demand of material and culture from the people, so what we needed was to release and develop productivity, build up the socialism marketing order. Another 10 years of exploration passed, we found the development of our economy baffled, and the efficiency of produce lagged far behind the...