Research On Service System Of China Rural Finance

As 2008's subprime mortgage crisis deepening and Europe debt crisis worsening, it is imperative that China accelerates to transform the economic development mode and to construct the new countryside. The rural financial problems become the key to the rural economic development. Based on the view of the rural financial supply and demand, the dissertationresearched the theory related rural finance. It studied the action mechanism, historical evolution, and the supply and demand analysis and empirical analysis about China rural financial service system, and put forward the policy suggestions.Firstly, the dissertation combed the domestic and international documents of the rural financial development. Foreign scholars revealed the problems the rural financial supply is insufficient in the developing country.They indicated that the main cause is the financial repression, and put forward measures of financial controlling and diversified development. China scholars summarized the developed countries, the developing countries and China's rural financial development experience. They researched the rural financial problems in our country, and analyzed the causes of the problems and put forward suggestion.Secondly, the dissertationresearched the rural financial service system's theoretical basis and mechanism. This article combed the rural financial service system's theoretic basis from the rural credit subsidy theory, the rural financial market theory, imperfect competition theory three international rural financial genre theory, in China on the rural financial development, the commercialization, diversified cooperatives three representative viewpoint and the rural financial two development model three aspects. It researched the mechanism of the connotation, composition, role in the rural financial service system.Again, the dissertation analyzed the domestic and foreign rural financial service system. This dissertationrespectively the states and France India and Bangladesh's rural financial service system, and studied its historical evolution process. The dissertationsummed up the experiences of foreign countries, and pointed out the insufficiency and the problem of the rural financial service system development. It analyzed the present situation of China rural financial service system from the point of view of rural financial balance between supply and demand. It found that our country rural financial is unbalanced between supply and demand and the gap is huge by constructing China's rural financial balance between supply and demand model and the empirical test.Finally, the dissertation designed the rural financial service system and support platform. First, it designed the core framework of the rural financial service system to improve rural financial organization system, to optimize the rural financial ecological environment, and to reform rural financial institution. It proposed the concrete measures and implementation procedures. To ensure China rural financial service system's construction and implementation, this dissertationdesigned the support platform of the rural financial service system from three aspects the credit environment, policy environment, the regulatory environment.