| Premier Wen had quoted a line from the poems of Bai Juyi on the National People's congress in 2009 to express his profound concern over China's agriculture, rural areas and famers. Since the reform of open policy, China's rural areas had "earth-shaking" changes. Nevertheless, under this circumstance, the problems have still been the weakest link in the year 2009, marking the 60th anniversary of the founding of the PRC. To our rural areas, how far we are from this goal? With long agricultural history of Chinese civilization, long period of dual structure in urban and rural area, being in the course of industrialization, urbanization and modernization, How a developing country solve the core problem of the new rural construction? Since the founding of New China, the four big converts have enormous influence on China---agrarian revolution, agricultural cooperation movement, the household contract responsibility system and industrialization of agriculture. The effect of the fifth convert which focuses on the new rural construction is vitally decided by what kind of method is used. In fact, the socialist countryside construction is not only focus on economic civilization but also on social, cultural, ecological and political civilization. These requirements are basically according to the nature of the rural financial ecology that defined by the paper, just that the problem of China's agriculture, rural areas and famers is the starting point, the rural financial ecology is the means and the new rural construction is the aim. Therefore, the optimization of China's new rural financial ecology is an effective way. How to optimize it? Technology can be introduced, but in order to form continuously, (so-called advantages of a late comer).it must dependent on the frame of the system innovations, which is proved as the single way by many other countries, especially for China which has relative deficiency and impaired system. In fact, after the founding of New China, the key factor of the several developments in agriculture is not a great deal of economic input, but institutional innovation. Thus the core of building a new socialist countryside in China is to find an effective system to optimize the rural finance environment. What kind of rural financial ecology can address the problems of nes rural construction in China?This article is based on the background of the constructions of new rural area, attempting to construct a theoretical analysis frame from the angle of scientific frontier to annotate China's rural financial ecology for the purpose of providing the theory, which eliminates the present researching pattern that"financial ecology"plus"rural area"equal"rural financial ecology". So, this article will originally start with the inherent logic of three dimensions :major community of countryside finance ;major community of countryside economy; countryside financial ecology ,to design a dynamic three-divided pyramid revealing the political, social, cultural, economic and financial internal mechanism. This constructs a new"China agriculture, rural areas and famers"and a logical system of rural financial ecology and constructions of new rural area. Hence, this article is divided into three parts based on the analysis of the dynamic three-divided pyramid.Part one is the bases of analysis, which includes the chapter one, chapter two and chapter three. This part focuses on constructing a new logical system of the rural financial ecology. With the central government's 12 "Document No. One" as the entry point, put forward the urgent research background, then analyses the related research systematically with a unique respective. Based on the logical relation among countryside financial ecology, building new socialist countryside and issues concerning agriculture this part applies ecologically innovated pyramid structure construed of the major community of countryside finance, countryside economy and countryside financial ecology. In the meantime, searching for some enlightenment for China from the practical experiences abroad.Part two is the analytic process, which includes chapter four, chapter five and chapter six. And this part puts emphasis on the analytic process of the system of rural financial ecology. This part analyses the present situation of China's rural finance ecology from the three aspects: major community of countryside finance, countryside economy and countryside financial ecology and then from a general aspect to see: the rural finance ecology exists serious system flaw. Then use the three-divided pyramid to evaluate the ecological quality indicators for rural finance system logically and inherently. Taking typical agricultural province Anhui in China as a case, from three levels, rural finance ecology will be explained from two dimensions, the time and the spatial.Part three is the result of the analysis, which includes chapter six and chapter seven. Based on the analysis above, system is the impetus for development. In this chapter we will discuss the system optimization of rural financial ecology from three aspects---the financial system, the rural system, and the habitat system---on the basis of China's rural financial ecology of qualitative and quantitative research.This article manifest the "rural financial ecology" from the qualitative and empirical dimensions respectively in order to provide a new notion and sample to address the problems facing China's agriculture , rural areas and farmers. The article is original as well as scientific. Innovation means risk as the article's innovation may be not so delicate. However, it creates a new path for the research of financial rural ecology. The main ideas are as followed:1.The research of the"China's agriculture, rural areas and famers"is almost never obsolete in China."To some extent, "san nong","rural financial ecology" and "the new rural construction" are identical essentially.Those are the three aspects of a problem, "san nong" is the starting point of the problem, the new rural development is the end point (goal). There are a lot of ways from the staring point to the end point, including the different resources, technology and systems integration etc. Here, the "rural financial ecology" is the best way in China. The process of rural financial ecology optimization is the way to combat the problems of "China's agriculture, rural areas and farmers".2.Rural development issues have long seated from the practical experiences abroad. Almost all foreign governments spare no effort in supporting the agriculture, rural areas and farmers under the premise of perfecting the system, especially in rural financial system is almost "policy of financial". Meanwhile, we cannot copy the foreign practical experiences simply, but their partial attitude and the respect of the equality of urban and rural areas have enlightened us .3.What is the rural financial ecology? Generally, almost all existing studies apply the "simple enumerate style". This article originally improve the rural financial ecology in connotation and denotation from the logical relation of the rural financial ecology.4.From the qualitative view, "dominant" contradiction between rural finance, "semi-dominant" weakness of the rural economic base are the external appearance, which depends on the "invisible" defects in the habitat. And this stems from the serious deficiencies in the system. In fact, the optimization of financial rural ecology is an upper ecological balance, which can address the problem of"China's agriculture, rural areas and famers".5. Rural Finance ecological quality can be evaluated. Taking typical agricultural province Anhui in China as a case, from three levels, rural finance ecology will be explained from two dimensions. The results showed that the key to optimization of the rural financial ecology are the invisible government public services, law enforcement efficiency, social integrity and so on that in the base of the pyramid. And this is also a confirmation of the innovation of this paper.6.There should be a certain degree of difference in arrangement of the eastern, central and western system innovation. System is the impetus for development. The financial and rural system are only the assorted system, and the core system of the optimized financial rural ecological frame is the system of biotope. In fact, the culture of values is the most essential point. And, for the government should recognize the equality of urban and rural areas from the depths of the deepest thought. At the same time, we should cultivate the equal values from the whole society.
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