Empirical Research On Rural Finance Ecological Environment In Guizhou Province

Due to the influence of social and economic development,credit legal system and other factors,financial development shows a strong environmental dependence.Along with the concept of financial ecology,domestic scholars carry out a series of researches on financial ecology.At present,in the absence of comprehensive and in-depth research on financial ecology,comprehensive evaluation is used to understand the interaction between financial development and financial ecological environment factors,grasp the changes in regional financial ecological environment development,and put forward proposals for the optimization of financial ecological environment.So that we can use finance to boost economic development.In recent years,the issue of "agriculture,rural areas and farmers" has aroused the common concern of the whole society.The 19 th National Congress of the Party clearly regards the implementation of the rural revitalization strategy as the direction and long-term goal of China's agricultural and rural development.As an important part of rural economic development,rural finance plays an important role in the construction of new socialist countryside and plays an important role in rural revitalization strategy.Due to the influence of the financial ecological environment factors,the current level of rural financial development in Guizhou province is low,mainly manifested as: insufficient supply of rural financial resources,inefficient allocation,large outflow of rural funds,and insufficient demand for rural financial development.Rural financial development in Guizhou province is lagging behind,making capital formation in rural areas and the development of agricultural industries slow,and the economic and social development of Guizhou rural areas is obviously insufficient.As an important battlefield of Western development strategy,the development of finance is of strategic significance to the agricultural and rural development of Guizhou province.In recent years,the economic and social development of Guizhou province hasmade remarkable achievements.However,as one of the provinces with the deepest poverty level and the largest number of poor people in the country,the task of poverty eradication in Guizhou province is arduous,and rural financial development faces many difficulties.Based on the previous research results,this paper analyzes and evaluates the financial ecological environment in Guizhou province.Firstly,through consulting a lot of literature and materials,the author combs the concept and connotation of rural financial ecological environment.Secondly,from the related situation of rural economic development and rural financial development,this paper analyzes the present situation and existing problems of rural financial ecological environment in Guizhou province.Finally,using factor analysis method,this paper analyzes the development trend of rural financial ecological environment in Guizhou province,combs out its main influencing factors,grasps the present situation of rural financial development in Guizhou province as a whole,and puts forward countermeasures to optimize the rural financial ecological environment in Guizhou province.On the basis of theoretical research and empirical analysis,this paper draws the following conclusion: First,In recent years,the development and optimization of the rural financial ecological environment in Guizhou province has promoted the continuous development of rural finance and rural economy and society in Guizhou Province.Second,the most important factors affecting the rural financial ecological environment in Guizhou province are the credit legal environment,followed by the economic development environment and the financial development environment,and the public service environment has a weak influence.Third,the support of rural financial policy in Guizhou province is still insufficient.Rural financial professionals lack,financial innovation is obviously insufficient;The financial system is not perfect enough and so on causes Guizhou rural financial development to lag behind.Given that Guizhou belongs to the underdeveloped remote mountainous areas in the west,this paper evaluates and studies the rural financial ecological environment in Guizhou.The possible innovation lies in:Firstly,in view of the current situation and problems of rural financial development,this paper evaluates and studies the rural financial ecological environment in Guizhou.Previous studies in China are mostly based on empirical studies of developed countries at the national or provincial levels.Second,the scope of rural financial research will be extended to the insurance field.In the design of the evaluation index system of rural financial ecological environment,we try to increase the insurance density,the degree of opening to the outside world and other indicators to supplement the current comprehensive evaluation research.Third,based on the results of literature research and empirical evaluation,the paper puts forward specific measures to improve the rural financial ecological environment in Guizhou.Due to the difficulty of collecting relevant statistical data in the rural areas of Guizhou province and the constraints of subjective and objective factors such as limited academic research capacity,further research is needed in some places.For example,due to the difficulty of data collection,some alternative indicators have to be used in the evaluation analysis,which has influenced the evaluation results of rural financial ecological environment to some extent,making it have certain limitations.Due to the lack of experience in finance and other related industries,I can not have a deeper understanding and understanding of the work of banking financial institutions,and related proposals can not reflect more innovation.