Research On Information Sharing Construction Of Insurance Industry

In recent years,with the rapid development of China's economy,China's insurance industry has made considerable progress.As one of the important forces to assist social governance,the insurance industry provides a great deal of risk protection and financial support for the development of the national economy.However,information asymmetry,as the shadow of insurance industry,has always plagued the industry.All kinds of problems caused by information asymmetry,reduce the operation efficiency of the insurance market,causing all kinds of industry chaos.This paper will try to explore the information asymmetry in China's insurance industry,and the problems it brings,and study the combination of means of the information technology,through the construction of insurance information sharing platform to weaken the information asymmetry.In this paper,through the status analysis of the insurance industry of our country's existing information sharing platform,according to the construction experience of information sharing platforms of China's banking industry,China's securities industry,and foreign insurance industry,summed up the overall scheme of the information sharing platform of China's insurance industry,which includes user needs,platform functions,system security and operation and construction requirement.