Study On The Development Of Inclusive Finance Business Of Guiyang Agricultural And Commercial Bank R Sub-branch

At present,commercial banks in China are becoming more and more prominent in the development of inclusive finance and the implementation of national policies in the process of orientation responsibility.In the current social environment,a series of inclusive financial optimization policies have been proposed for the financial industry.With the support of various preferential policies,major commercial banks actively comply with the form of economic development,adapt to the new normal,provide assistance to enhance the development capacity of inclusive financial business at the moment of promoting the rapid development of commercial banks as well as the transformation of economic structure,point out the direction for proposing corresponding countermeasures,and also provide an inclusive It also lays a solid foundation for the development of financial services.Although the state has invested a lot of human,material and financial resources in the "three rural areas" in recent years,rural commercial banks still have a large shortage in the development of the old state-owned banks.Therefore,the most urgent issue facing rural commercial banks is how to develop the development of inclusive finance and how to formulate development measures.Based on the above-mentioned problems and contents,according to the actual situation of the development of inclusive finance business in R branch of Guiyang Rural Commercial Bank,the history,mode,products and effectiveness of inclusive finance in R branch of Guiyang Rural Commercial Bank are sorted out and summarized,and the survey questionnaire is adopted to investigate the cognition of inclusive finance in R branch,and according to the research results,the problems in the development of inclusive finance in R branch are analyzed,which can The problems are mainly caused by the lack of awareness of inclusive finance,lack of supervision mechanism,incomplete data system and inadequate assessment and incentive mechanism.Finally,in order to ensure that the proposed measures can be promoted smoothly,guarantee measures such as strengthening the cultivation of professional talents,increasing the support and improving the supervision mechanism can be taken to provide guarantee for the implementation of the optimized scheme.