Research On Anti-money Laundering Management Of J Bank In Xuan Cheng City

The crime of money-laundering is regulated differently in different countries,and the core purpose is to ensure national financial security and combat the predicate crime of money-laundering.The complexity of the financial sector and the rise of emerging financial bodies such as third-party payments have further facilitated money laundering.It is in this context that anti-money laundering has been taken seriously,and its main role is to focus on prevention,combat money laundering as the starting point,and a regulatory system jointly established by the People’s Bank of China,various financial obligation institutions,public security departments and relevant judicial departments.There are certain differences between China and Western countries in the structure of the financial system,the financial system of Western countries is developed,anti-money laundering work started early,has established a relatively complete anti-money laundering system,the core of which is "risk-oriented"throughout the entire anti-money laundering work operation.China’s anti-money laundering development is relatively late,although the anti-money laundering law has been introduced,but the overall laws and regulations are not perfect,and is currently moving towards the"risk-based" concept.Based on the comprehensive risk management theory of anti-money laundering,this paper uses the research idea of case analysis to analyze the deep-seated reasons for the existence of bank J’s money laundering case,finds problems through cases and traces their causes,and then designs a program suitable for bank J’s anti-money laundering management,and suggests that bank J carry out anti-money laundering management in strict accordance with the requirements of "risk-oriented" from the top level to the bottom level,continuously optimize the overall anti-money laundering management framework,and further improve customer identification and risk classification.Customer due diligence and other means and methods strengthen the monitoring of large-value and suspicious transactions,and design a transaction monitoring model that conforms to Bank J.Implement anti-money laundering requirements in front-line positions.Optimizing the anti-money laundering management of grassroots banks is of great significance to combat money laundering violations,maintain national financial order,and achieve healthy development of the financial sector;At the same time,it is of great practical significance to China’s financial opening to the outside world.