Case Study Of Green Finance Business Of Bank Of Nanjin

In recent years,global warming,climate change,and environmental degradation have attracted global attention and concern,and governments and international organizations have taken measures to address environmental crises.In this context,green finance has gradually emerged as one of the important means to solve environmental problems.As a city commercial bank,Bank of Nanjing is gradually entering the field of green finance.In 2012,green finance business was launched,green finance top-level design and layout of related business fields were continuously strengthened,the concept of green sustainable development was integrated into the bank wide strategy,the green finance professional operation system was promoted,and the green finance architecture system of total branch branch linkage was established,focusing on supporting enterprises and projects in key fields such as water resource utilization and protection,environmental governance,ecological protection,and green buildings,The balance of green credit and the number of customers continued to increase,the scale of green bond investment and green direct financing made steady progress,and the innovation of green finance products continued to break through.Bank of Nanjing continues to expand the scale of green finance business,enhance market competitiveness and influence,and hopes to form differentiated competitive advantages with other banks in the future.This paper will study the development status of Bank of Nanjing in the field of green finance,explore the problems in its development process,and put forward relevant suggestions.This paper also makes a comparative analysis of the development of Bank of Nanjing in green finance with other banks,including Industrial Bank,Bank of Jiangsu and Bank of Qingdao.Among them,Industrial Bank started early in green finance and has a relatively complete green finance product system and evaluation system.The green finance business of Bank of Jiangsu covers a wide range,has diversified product types,and invests more in professional talents.BQD promoted green finance business through cooperation with the government,environmental protection enterprises and other parties,and strengthened risk control on green finance business.By comparing with these banks,this paper finds that Bank of Nanjing still has some shortcomings in the development of green finance,such as relatively single related products of green finance business,weak risk prevention and control of green finance business,lack of professionals,imperfect information disclosure and communication mechanism,and lack of evaluation system.Therefore,Bank of Nanjing needs to further improve its own management system,expand green finance product line,strengthen risk control,increase talent investment,improve information disclosure and communication mechanism in terms of green finance,so as to further enhance the development level and competitiveness of green finance business.