A Study On The Implementation Of Green Finance Policy In Yunnan Branch Of J Bank Based On Smith Model

"In the planning for development,we must have a firm belief and recognize that green waters and green mountains are as valuable as gold and silver,and always adhere to the concept of harmonious coexistence between humans and nature." At the 20th National Congress of the Communist Party of China,General Secretary Xi Jinping proposed the philosophical concept of harmonious coexistence between humans and nature.Currently,China is comprehensively promoting its unique modernization to achieve the goal of the great rejuvenation of the Chinese nation.The"Two Mountains Theory" plays a directional guiding role in construction and development,and paves the way for future development,with immense significance.As society and economy develop,people’s enthusiasm for healthier lifestyles is rising,making green economic development a trend in the future and the main theme of China’s economic development.Solving global carbon emissions problems and achieving a sustainable balance between ecological environment protection and industrial development is becoming increasingly urgent.Finance,as an important support tool for economic development,is essential in promoting green economic development.As a province with relatively good natural ecology,Yunnan Province is steadily cultivating green genes and creating a good atmosphere for the development of a green economy powered by green finance in a strategic background of creating"green energy,green food,and healthy living destination." Therefore,studying how to use the financial system to promote the healthy development of green industries in Yunnan Province,and building a green economic powerhouse province is of paramount practical significance for Yunnan Province to smoothly realize its economic transformation strategy.This research uses J Bank’s Yunnan Province Branch as the research object,and employs research methods such as literature research and interview research.Based on the Smith Execution Policy Process Model,this research analyzed the policy measures and current situation related to J Bank’s Yunnan Province Branch in responding to the national overall policy and Yunnan Province’s specific green finance policy calls,and providing support for the development of the green economy and industries in Yunnan Province.This research further analyzed and summarized the specific problems that J Bank’s Yunnan Province Branch faces in implementing policies,and comprehensively listed the causes of these problems.The research shows that J Bank’s Yunnan Province Branch has done a lot of work in green finance,climate and environmental risk management,green services,and green operations in using financial policies to support the development of the green economy in Yunnan Province,achieving some results.However,there are still many problems,such as the lack of policy systematicness,limited capabilities of the executing entities,incomplete green industry chains,and a backward financial and ecological environment.It is recommended that in order to promote financial enterprises in better implementing green finance policies,financial enterprises should improve their policy performance capabilities,innovate financial service products,and improve information communication mechanisms,among others.