Research On The Existing Problems And Countermeasures Of China’s Internet Financial Platform Supervision

Along with the Internet platform of economic in our country the trend of rapid development and gradually deepening,a large number of Internet platform in the financial sector,the platform has the innovation effect,extremely profoundly to update and change the traditional financial operation mode,the types of business and its market supply,financial also ushered in the rapid development of the Internet.But the Internet financial platform also gradually exposed a series of problems,some head platform gradually deviate from the financial business and development momentum is swift and violent,the traditional financial system of "supervised respectively" poses challenges,that there is no lack of among them with Internet financial platform for profit without the compliance business related,but is more deeply reflects the regulatory problems.After the suspension of ant Group’s listing,the regulatory authorities recognized the urgency and necessity of strengthening supervision of Internet financial platforms,and issued regulatory systems and requirements for Internet financial platforms one after another.In 2021,the Banking and Insurance Regulatory work conference listed Internet financial platform as a key regulatory object.The People’s Bank of China has called for the platform’s financial services to be fully regulated.Regulation by law and macro-prudential regulation have been mentioned many times at national financial conferences.In national financial platform of the Internet under the strong trend of increasingly stringent regulation,this article selects the Internet financial platform as the research object,standing in the perspective of public management,from the perspective of public management theory research,focuses on the actual situation of the current Internet financial platform development in our country,and the framework of the current financial regulatory system in its regulatory status quo,It is found that there are some problems in the supervision of the Internet financial platform,such as unclear rights and responsibilities of the supervision subject,insufficient data security supervision,insufficient comprehensiveness of supervision,insufficient coordination of supervision and inadequate protection of platform users.According to the logic reasoning,to further explore and deep analysis of the underlying reasons behind this a series of problems,on the basis of which the Suggestions of improve the Internet platform for financial regulatory measures:platform attributes clearly positioning,and data security supervision system,perfect the supervision mode,strengthen supervision coordination as well as the perfect platform for users to protect mechanism and so on.