Research On Product Development Management Of Cloud Services Of SD Rural Commercial Bank

In recent years,the rapid development of digital financial cloud services has promoted the rise of Internet finance,and the development and management of cloud service products in traditional commercial banks are facing severe challenges.In order to improve the quality of development and management of cloud service products in traditional banks,ensure that traditional banks successfully complete the digital transformation,and identify the factors that affect the management of cloud service product development in traditional banks,And then research the development and management scheme of traditional banking cloud service products.This article introduces the basic situation of cloud service product development and management at SD Rural Commercial Bank,conducts an in-depth investigation and analysis of the current situation of cloud service product development and management,and focuses on analyzing the existing problems and causes of cloud service product development and management at SD Rural Commercial Bank in accordance with the current product development and management mode.At the same time,it studies the key influencing factors of cloud service product development and management.Based on development management related theories,introducing a development management model,combining the current situation and key influencing factors,this paper proposes an optimization plan for cloud service product development and management for SD Rural Commercial Bank in response to the problems and reasons in cloud service product development and management,mainly optimizing the organizational structure,system,process,and content.By optimizing the organizational structure of SD Rural Commercial Bank’s cloud service product development and management,a specific product segmentation project team for cloud service product development and management has been added,and the functions of the organizational structure have been clarified,laying an organizational foundation for subsequent cloud service product development and management.By optimizing the organization and responsibilities of SD Rural Commercial Bank’s relevant systems,optimize the project progress,quality,and risk management systems,reduce the contradiction between progress and quality,and avoid the risks existing in project construction.By optimizing the cloud service product development and management process,and adding collaborative cooperation approval processes during the project construction process,the full process disclosure and dynamic management are achieved.In terms of cloud service development and management content,quality standards,schedule control,and cost management have been optimized.Finally,this article proposes safeguards for the SD Rural Commercial Bank’s cloud service product development and management optimization plan,specifically implemented from the perspectives of organizational support,personnel support,technical support,risk prevention and control,and cultural support,and summarizes the full text.This article hopes to provide targeted optimization solutions for the development and management of cloud service products of SD Rural Commercial Bank through discussing the current situation,existing problems,causes,and key influencing factors of cloud service product development and management of SD Rural Commercial Bank,providing reference value for solving cloud service product development and management issues in the digital transformation process of SD Rural Commercial Bank.