| The report of the 20th CPC National Congress pointed out that we should deepen reform of the financial system,build a modern central bank system,strengthen and improve modern financial regulation,strengthen the financial stability guarantee system,bring all types of financial activities under supervision in accordance with the law,and keep the bottom line of no systemic financial risks.With the accelerated development of economic globalization,the position and role of financial security in national economic security are increasingly strengthened.As an important part of the financial system,local finance plays an important role in preventing and resolving local financial risks.At present,China’s economy has entered a new stage of development,showing a steady recovery and steady growth.However,at the same time,various new forms of local financial business and financial products have emerged in an endless stream,further aggravating local financial risks and posing great challenges to local financial regulation.In this context,local financial regulation has been widely concerned and studied by academic circles.On the basis of summarizing the relevant literature research at home and abroad,this paper combines the theory of holistic governance,adopts the case study method,interview method and questionnaire survey method,takes city D as a case study,combines the current situation of local financial supervision in city D,and examines the problems in local financial supervision in city D,such as the fragmentation of supervision basis,the lack of unified central and local authority and responsibility,the lack of standardized function configuration,the lack of sound personnel setting,the lack of integration and coordination and trust mechanism.An in-depth analysis is conducted,and effective countermeasures are proposed in terms of local financial supervision legal system,function configuration,institution setting,personnel management and supervision mechanism.This paper has important practical significance for strengthening the local financial supervision system and legal construction,closing the loopholes of local financial supervision,maintaining local financial security and stability,and preventing and reducing local financial risks. |
