Research On The Effect Of Digital Inclusive Finance On Rural Residents’ Income Increase

"Sannong" is one of the key issues in the field of people’s livelihood in our country,and helping rural residents to increase their income is also an important task of "Sannong" work.Under the background of the successful conclusion of the battle against poverty and the steady progress of rural revitalization,rural residents in our country have Income growth has also continued to improve,but considering the income level of urban residents,the income level of rural residents in the country is still relatively low,and the income gap between urban and rural areas is still large.Therefore,it is necessary to explore the establishment of a long-term mechanism to promote the income increase of rural residents..With the rise of digital technology and the rapid development of financial technology,the application of digital technology has also been introduced in the field of inclusive finance.Digital inclusive finance can rely on new information technology means such as big data analysis and cloud storage to expand new perspectives,inspire new ideas,and explore new paths for the development of rural financial work.Moreover,its unique advantages such as wide coverage,low cost of use,and strong risk control capabilities can effectively promote inclusive financial services to benefit more remote rural areas and rural residents,improve the efficiency of financial resource allocation,ease financial constraints,and boost farmers’ income levels.Take a new level.Based on this,this paper combines the research results of Digital Inclusive Finance and farmers,combining the relevant theoretical foundation,and based on the level of the country’s Digital Inclusive Finance development and the status quo of rural residents’ income,discusses the role mechanism between the two..And select China-provincial panel data in 2011 and2019,by building panel fixed effect models,regulating effect models,from the absolute income levels of rural residents and relative income levels,the high-profile farmers’ income effects.The study found that Digital Inclusive Finance Development has a positive role in the improvement of rural residents’ absolute income levels and relative income levels,and the higher the level of economic development and the level of education,the better the increase in increasing income.Further research found that the farmers’ income effects of Digital Inclusive Finance have region heterogeneity,Digital Inclusive Finance on the effects of absolute income levels of rural residents in the eastern region> Northeast> Western region> Central region;The Size of Financial Results in Rural Residents’ Rural Residents is in the Northeast Area> Central Area> Western Regions> Eastern Regions.Therefore,further construction and improvement of the country’s digital Pleura Financial System should increase the intensity,focus on inclusive characteristics in the process of economic development,strengthen education resources to support the support of rural areas,and supplement rural residents with financial literacy Summary,in form,well-hierarchical,integration,and product system,to meet the financial needs of different regions and different people,and continuously improve the level and quality of Digital Inclusive Finance,Promote continuous income of rural residents.