Study On Supply Chain Financing Mode And Effect Evaluation Of Yong Hui Superstore

As China’s economic development enters a critical stage from high-speed growth to high-quality development,technological change and industrial convergence play an increasingly significant role in promoting supply-side structural reform.Among them,supply chain financing,based on its deep integration with the real economy,plays a powerful role in invigorating idle funds of supply chain,reducing financing costs,improving financing efficiency and enhancing synergies.Especially for chain supermarket enterprises with long supply chain,numerous small and medium-sized suppliers,wide application of commercial credit and high demand for supply chain response time,supply chain financing is more conducive to solving the financing difficulties and expensive problems of small and medium-sized enterprises on the chain,realizing effective allocation of financial resources and boosting industrial upgrading.In view of this,this article selects Yong Hui Superstore as the research object,deeply analyze the Yong Hui Superstore involved in the background,implementation and implementation of supply chain financing,elaborates on Yong Hui Superstore supply chain financing product design and the operation process,and with the help of the relevant financial indicators,around the cost of financing,financing efficiency,financing channels and financing risk,such as dimension,Analyze the positive effect of supply chain financing on the operation performance of Yong Hui Superstore.At the same time,the paper discusses the room for improvement of supply chain financing of Yong Hui Superstore,and puts forward corresponding optimization suggestions accordingly,in order to enrich the existing case studies and provide some reference for supply chain financing practice.Through case study analysis,this paper holds that :(1)Yong Hui Superstore reduces the financing threshold of suppliers,simplifies the credit approval process,facilitates upstream suppliers to obtain batch credit,and optimizes the internal management efficiency through external bank-enterprise cooperation and internal supply chain financing service platform;(2)supply chain financing has positive influence on the Yong Hui Superstore operating performance,supply chain financing scale and gradually expand the coverage,access to increased interest income,the number of stores and operating income,growing demand for working capital and the turnover days is improved,and the service efficiency of funds is superior to other industry company;(3)When the external environment has adverse impact on core enterprises,the bullwhip effect will spread to other subjects in the supply chain,resulting in the expansion of credit risks.Yong Hui Superstore should be combined with environment,development trend and future business planning to adjust the existing supply chain finance business to upgrade and optimize the product design and standard step by step,rich supply chain financing,broaden the internal and external financing channels,and business risks of new derivatives may be effective identification and control,so as to promote the coordinated development of the supply chain as a whole.