Research On The Measurement And Optimization Of The Level Of Inclusive Finance Development Among Provinces In My Countr

As a resource allocation scheme that can optimize the benefits of social capital,inclusive finance plays an important role in reducing poverty,promoting the transformation and upgrading of the way of economic and social development,and realizing social equity.The concept of Inclusive Finance has been widely valued by the society since it was put forward,and the country has also promoted it to the height of national strategy.Based on this background,by objectively evaluating the current development level of Inclusive Finance and focusing on exploring various factors that affect the current development trend of Inclusive Finance,it will help to put forward policy recommendations from the perspective of regional financial development and promote the in-depth,harmonious and sustainable development of Inclusive Finance.This thesis is mainly from the following six aspects: the first chapter,the introduction laid the foundation for the full text;The second chapter clarifies the concept and characteristics of Inclusive Finance,and summarizes the important theories related to the research topic,which lays the conceptual foundation and ideological foundation for future in-depth discussion;The third chapter expounds the development of Inclusive Finance,further clarifies the development of Inclusive Finance in China,and focuses on the policies,regulations and overall situation of the development of Inclusive Finance in China;The fourth chapter,drawing on the establishment of inclusive financial service index system by foreign experts,re establishes the evaluation index system according to China’s development status,and measures the development level of inclusive financial services among 31 provinces(cities,autonomous regions)in China by using factor analysis method;The fifth chapter constructs a multiple regression model,makes an empirical analysis of the relevant factors that affect the development level of Inclusive Finance in China,and analyzes various factors that affect the development level of Inclusive Finance in China;Sixth,summarize the research conclusions and put forward policy recommendations.From the perspective of research,the traditional research and Analysis on the development level of Inclusive Finance is more limited to the discussion of the whole country and the three regions of the East,the middle and the West.At the moment when the social economy has entered the fast lane,it is more conducive to development to grasp the more detailed regional economic characteristics.It will be very limited to simply analyze the whole country by dividing it into three regions: the East,the middle and the West.Therefore,based on the above considerations,when analyzing the regional differences in the development level of Inclusive Finance,this thesis not only analyzes the traditional three regions of the country and the East,middle and West,but also divides the country into eight comprehensive economic zones.The research shows that the development level of Inclusive Finance in 31 provinces(cities and autonomous regions)in China is gradually improving,but there are still obvious inter provincial differences.On the whole,the inter provincial development level of China’s Inclusive Finance decreases successively in the eastern,central and western regional dimensions.There is a significant correlation between the development of Inclusive Finance in all provinces(cities,autonomous regions)and the regional economic development level,government support,financial development,transportation infrastructure,Internet penetration and other factors.In order to promote the inter provincial coordinated development of Inclusive Finance in China,it is necessary to further improve the level of national education,carry out overall development of urban and rural areas,increase national income,increase special financial expenditure,accelerate the independent construction of financial institutions and expand the coverage of inclusive financial services.