Research On The Financing Demand And Influencing Factors Of Family Farms In Luoyan

As a new type of agricultural management subject,"family farm" plays an important role in promoting the process of agricultural modernization in China.Under the guidance of the central and local support policies,the new type of agriculture built by families is developing and growing.Compared with traditional agriculture,it occupies an important position in terms of quantity,scale and influence.In recent years,j area to further implement the state and the provinces and cities on the family farm in high quality development conference spirit,vigorously promote the vigorous development of the family farm,such as raising a large of qualified,professional investors scale agricultural enterprises into the scope of the family farm,in order to improve the quality of family farm development,development also made some achievements,But its development process inevitably faces many obstacles,especially the family farm financing problems.In order to ensure the sustainable development of family farms,it is necessary to deeply analyze the factors affecting the financing of family farms,so as to put forward some suggestions for solving the financing problems of family farms.In this paper,the latest research progress in reference to the family farm financing,on the basis of fully combined with agricultural credit subsidy theory,imperfect competition theory,financial supply and demand theory as theoretical basis,through the branches of the family farm survey and the interview data,using statistical analysis method and the binary logistic model analyzed the financing needs of the family farm and its influencing factors.The results show that the financing needs of family farms have the characteristics of large demand,diversified uses,multi-level maturity demand,more financing channels tend to be financial institutions and government subsidies,and low financing availability of financial institutions.Nine variables,including education level,sound financial system,operating income,loan experience,loan interest rate,qualified collateral,loan difficulty,financial policy and government support,have a significant impact on the financing needs of family farms.On this basis,the paper gives some policy suggestions according to the results of empirical research and related economic theories.