| Due to relevant historical reasons,the domestic economy has maintained diversified development for a long time.For advanced sectors,their own benefits are generally higher.However,for the traditional agricultural sector,the rate of return obtained by labor is always kept at a low level,while the financial service demands of relevant staff cannot be properly and reasonably met.Based on this situation,the government has been paying more and more attention to inclusive finance.At present,the domestic economy has a relatively significant development,and the development trend is stable and orderly.However,the gap between the rich and the poor in China keeps growing,which is significantly reflected in the specific difference between the real income of urban and rural residents.This paper makes a further analysis and in-depth study on the internal relationship between urban-rural income gap and digital Inclusive Finance,and conducts corresponding research and analysis on the actual mechanism affected by urban and rural income gap.Firstly,the relevant theories and definitions during the research period of this paper were effectively explained,and the indirect and direct effects of the urban-rural income gap brought about by digital inclusive finance were comprehensively and carefully studied.Secondly,through effective examples of relevant cases,the actual situation of the development of domestic inclusive finance and digital inclusive finance itself is effectively illustrated.Meanwhile,the urban-rural income gap is correspondingly expounded based on the actual value of disposable income of rural residents and urban residents.Subsequently,a comprehensive and in-depth analysis was carried out on the factors influencing the urban-rural income gap in 31 provinces from 2011 to 2018 brought about by the development of digital inclusive finance.The detailed process is as follows:according to the selection of variables to carry out reasonable and effective,reasonable properly build a relevant model,then samples to carry out the relevant analysis and descriptive analysis,then in view of the model to carry out the inspection accordingly,concrete cover a robustness test,fitting test,etc.,the final result shows that the income gap between urban and rural areas by pratt&whitney financial development will bring more significant adverse effects.Finally,relevant summaries are made to effectively obtain the final conclusions of this paper.Meanwhile,relevant opinions and Suggestions are pointed out.First,relevant laws and regulations are optimized and improved continuously.The second is to improve the construction of the inclusive payment system.Thirdly,the construction of infrastructure should be promoted continuously.Fourth,the service scope of inclusive finance should be expanded effectively. |
