| The private economy is an important foundation for high-quality development of China’s economy and society,and is the most dynamic market entity.The role of private economy is mainly reflected in promoting the vigorous development of the economy,increasing the good employment of the people,promoting enterprise innovation,and achieving common prosperity of the whole society.These roles cannot be replaced.However,since the reform and opening up,private enterprises have been rapidly developing,which has unparalleled significance in promoting the development of China’s private economy and promoting high-quality economic development.At present,the wave of digital economy is sweeping through,and the development of information and digital internet finance is thriving.It is constantly playing a crucial role in promoting economic and social development and optimizing the development of various fields.With the emerging role of the digital economy,it is an inevitable new trend to adopt digital technology to empower the modern service industry represented by the financial industry,so as to support the development of the real economy and accelerate the Digital transformation of production,exchange and other links.At the same time,due to the deep constraints and influence of long-standing traditional ideas,private enterprises are still in a relatively disadvantaged position in their development process.Private enterprises usually find it difficult to obtain bank loans and other funding support in their early stages of start-up and development.The financing method mainly relies on the traditional mode of internal financing.It is not like state-owned enterprises having high financing competitiveness,and due to factors such as information asymmetry,there may also be some hidden risk factors in the financing process.In this context,blockchain technology,as a fundamental infrastructure of the digital economy,is playing an important role.Combining its characteristics of "non forgeability","full process traceability",and "collective maintenance",and gradually applying it in the financing process of private enterprises,it plays a certain advantageous role.However,at the same time,there are also some new risks and challenges in the application of blockchain technology in private enterprise financing,which require analysis and research,and reasonable control to reduce the likelihood and impact of these risks.This article combines domestic and foreign literature on blockchain technology and financing risk control for private enterprises,and then takes Suning Group as a representative of private enterprises to analyze the differences in financing processes before and after using blockchain technology to build blacklist sharing,asset custody business,blockchain+letter of credit platforms,and further identifies and analyzes the existing financing risk issues,and proposes to improve the blockchain financing system;Cultivate blockchain financing talents;Optimize the data storage environment and other measures to alleviate the risks of using blockchain technology for private enterprises,and fully leverage the advantages of blockchain technology to help private enterprises achieve higher quality development. |
