| The infection of the novel coronavirus has caused A wide And deep impact on the world economy,revealing the vulnerability of the financial risk management system.The external negative factors increase the uncertainty of production enterprises And increase the economic risk.The increasing uncertainty And increased financial risks in the production process of enterprises have Also brought new challenges to the financial management of some enterprises,including the education And training of enterprises.Enterprises urgently need more sophisticated Assessment tools And effective coefficients to measure financial risk to improve financial risk management systems And optimize their pathways.This can not only meet many related indicators to measure the efficiency of the system,but Also measure the performance of the enterprise more Accurately And objectively,And better explain the financial risk of the enterprise.Because of the increasing demand for education,people pay more And more Attention to the education industry.This paper chooses A Education Group A s A case,determines the weight of each index based on the Analytic Hierarchy Process(AHP),And uses the efficacy coefficient method to conduct A comprehensive evaluation of the financial risk of A Education Group.In the selection of financial risk evaluation indexes,this paper Adopts the principles of comparability,operability And relevance And combines the Actual situation of A Education Group.The evaluation results can better fit the real financial risk evaluation system of A Education Group And help the management to make risk control decisions that Are more in line with the long-term interests of the enterprise.The results show that risk identification can be carried out from four perspectives:financing,investment,exploitation And income distribution.At present,from the perspective of risk causes,the externalities influencing the financial risk of the education group include the impact of policy,industry competition And social status.The internal factor is the cost management of A Education Group.Although the education group is still A leading enterprise in the education And training sector,the Assessment of the financial risk of enterprises based on the AHP method,combined with the efficiency ratio method,shows that the risk coefficients of corporate financing,investment,exploitation And income management generally show An upward trend from 2021 to 2022.that in 2022,Affected by the epidemic And the policy of "double reduction",An educational group ended the business with After-school lessons in K-9 subjects,And operating profit was not high.In Addition,over the past two years,A Education Group’s rising R & D costs have Affected the company’s profits.Since the efficiency of the operation of the company’s Assets is not high And the level of profitability is not high,this will increase investment risks.Based on the concept of deepening the development of education,this paper identifies And characterises the financial risks facing the education group And proposes strategies to optimize risk management from the financing,investment,exploitation And revenue management Aspects,And the corresponding research conclusions provide A reference theory for improving the financial risk management system of educational And the training industry And the prevention And resolution of financial risks.This is of great importance for improving the system of financial risk Assessment. |