Research On Financial Risk Asessment Of Q Human Resource Company

With the deepening of economic globalization,the global epidemic continues to break out,the business environment of enterprises is becoming more and more complex,the competition is more intense,and the risk threatening factors are gradually increasing,especially the financial risks.The domestic human resources industry is in the development stage,especially at the moment when the epidemic broke out.The flexible employment mode makes the human resources industry meet a new development point.It is particularly important for human resources enterprises to identify and deal with risks and effectively turn risks into opportunities.At present,the identification of financial risks in human resources industry is based on the ratio analysis of financial statements and a single index to analyze the financial risks.By comprehensively analyzing the financial indicators and non-financial indicators that affect the financial risks of human resources companies,and giving weight to each indicator,we can more comprehensively and accurately locate the causes of financial risks and take better preventive measures.This paper mainly uses the basic concept and theoretical basis of financial risk evaluation,and takes Q Human Resources Company as a case study,analyzes the financial statements by quantitative analysis method,and finds out the current financial risks faced by Q Human Resources Company,that is,the solvency,operating ability,profitability and tax-related status of Q Company,and finds out its problems in financial risk evaluation.The existing problems include:the ratio analysis index is too simple;Only pay attention to financial indicators,ignoring the impact of non-financial indicators on financial risks;Can’t accurately locate the indicators with the greatest impact.Then,based on the analytic hierarchy process,taking all the index factors that can cause financial risks into account more comprehensively,the financial risk and non-financial indicators are selected to build a financial risk evaluation model,and each index is given corresponding weight by calculation.Combining with the model and using the efficiency coefficient method,this paper evaluates and analyzes the financial situation of Q Human Resources Company in 2021.The final score is 0.67,In the state of medium alarm,that is,the company has problems in operation,the financial situation fluctuates greatly,some evaluation indicators are obviously abnormal,and the possibility of financial risk is high.Finally,based on the financial evaluation score and financial risk evaluation model of Q company,aiming at the problems existing in the financial risk management and control of Q human resources company that is,the calculation of individual financial indicators with low scores,this paper puts forward some preventive countermeasures,such as strengthening the refined management of customers to improve the debt paying ability of enterprises,improving the management ability of management to improve the operation ability of enterprises,and enriching the products of enterprises to improve the growth ability of enterprises.The innovation point of this paper is that on the basis of considering financial indicators in the analysis of financial risks of human resources companies,combined with the characteristics of human resources industry,the influence of non-financial indicators on financial risks is increased,and the financial risk evaluation model is improved and constructed,which has theoretical and practical reference significance for financial risk evaluation of human resources companies.The innovation point of this paper is that on the basis of considering financial indicators in the analysis of financial risks of human resources companies,combined with the characteristics of human resources industry,the influence of non-financial indicators on financial risks is increased,and the financial risk evaluation model is improved and constructed,which has theoretical and practical reference significance for financial risk evaluation of human resources companies.