Research On Government Supervision Of State-owned Commercial Banks In Changchun

Finance is an important pillar of economic development,and as an important component of the financial industry,state-owned commercial banks have played an important role in the development of the national economy.Therefore,it is necessary to establish a scientific and orderly government regulatory mechanism,continuously supervise the orderly development of the financial industry,promote supply side reform of state-owned commercial banks,and enable them to balance bank efficiency and social responsibility in development,better serving social and economic development.This article focuses on the government supervision of state-owned banks and analyzes the regulatory behavior of local governments in the operation and development of state-owned commercial banks.Taking the government regulatory practice of Bank A as an example,this article discusses the problems and causes of government regulation through specific cases.By drawing on domestic and foreign literature and relevant theories,it provides policy recommendations for optimizing local governments’ supervision of state-owned commercial banks,with the aim of contributing to the improvement of state-owned commercial government regulatory capacity.This article consists of five parts:The first chapter is the introduction part of this article,which elaborates on the role of the government in regulating state-owned commercial banks,the background,significance,objectives,and methods of this study.Chapter 2 is the relevant concepts and theoretical basis of this article,which elaborates on the concepts involved in this study and introduces the relevant research theories of this article.The third chapter is about the regulatory situation of commercial banks by the local government in Changchun,and analyzes the problems and reasons of government regulation using Bank A as an example.Based on the analysis of the reasons,Chapter 4 attempts to propose optimization suggestions for improving the regulatory level of local governments,in order to solve the problems in the supervision of commercial banks by the local government in Changchun.Chapter 5 is a summary and outlook of this study.