Research On The Impact Of Digital Financial Inclusion On Rural Revitalization In Henan Province

"Agriculture,countryside and farmers" is the primary problem to be solved in our country,which is related to the prosperity of our country and the stability of our society.Our country in 2017 put forward the implementation of’Rural Revitalization Strategy" planning.The rural infrastructure is weak and the production efficiency is low,so the financial support must be a crucial measure in the implementation of rural revitalization.Traditional rural financial institutions can not effectively promote the development of the cause of "Agriculture,rural areas and farmers"in our country,but the emergence of digital financial inclusion can make up for this,and can complement and improve the rural financial institution system,to promote rural financial reform,thus contributing to promote the overall implementation of our rural revitalization strategy.Digital financial inclusion has the characteristics of low cost,low threshold and wide coverage.It can truly realize the "Popularization" and "Benefit" of Inclusive finance,and is an effective way to open up the "Last kilometer" of financial services for rural revitalization.Henan province,located in the middle of our country,is a large agricultural province with a population of nearly 100 million,bearing the heavy responsibility of grain production in our country.The economic development of Henan province is relatively backward.On the one hand,it has historical problems,on the other hand,it also has certain relations with its own economic structure.As the level of economic development is not high,low-income groups such as farmers and the poor population in Henan province are diverse,so the study of the relationship between Digital financial inclusion and rural revitalization in Henan province,it is of great theoretical and practical significance for promoting the economic development of Henan province and promoting the implementation of rural revitalization strategy.Based on a large number of domestic and foreign literatures,this paper analyzes and summarizes the current situation of the development of Digital financial inclusion and rural revitalization in our country and Henan province,on the basis of clarifying several relevant concepts and theoretical bases,furthermore,it analyzes the relationship between rural financial reform and rural revitalization in the form of case studies,and summarizes the advantages and disadvantages of Digital financial inclusion support for rural revitalization,finally,by constructing the Comprehensive Evaluation Index System of rural revitalization in Henan province and using the Digital financial inclusion Index of the third phase of the Beijing University Digital Research Center,Based on the panel data from 2011 to 2020,the system GMM method and threshold model are used,and the robustness is tested by clustering standard error method,the research shows that the development of Digital financial inclusion has a certain promoting effect on the rural revitalization of Henan Province.Finally,according to the results of this study and the actual situation of the relevant development recommendations.