Research On The Improvement Effect Of "New Rural Insurance" On The Quality Of Old-age Care For The Elderly In Rural Areas

In order to effectively deal with the more serious pension problems faced by the elderly in rural areas,in September 2009,the state implemented a new rural social pension insurance system(referred to as "New Rural Insurance").The academic community immediately carried out a comprehensive and systematic household survey on the "New Rural Insurance" to evaluate the effectiveness of the "New Rural Insurance".The overall evaluation is positive,but there is still a lot of room for improvement.At the same time,the "New Rural Insurance" involves the decision on the intertemporal allocation of resources in the life cycle stages of itself and its family members,making it time-sensitive.To produce an effect,this paper uses the 2008 and 2018 data of the China Elderly Health Influencing Factors Tracking Survey(CLHLS)to examine the policy effect in a ten-year span.In addition,family status is also an important content to examine the effect of the "New Rural Insurance" policy.In previous studies,the negative impact of family status has been ignored.This article is based on the 2008 and 2018 survey data of CLHLS,combined with its questionnaires,previous scholars’ research and the elderly quality of life indicator system published in the report on the quality of life of the elderly in China,and focuses on the negative aspects of the elderly’s family status From the perspective of meaning,indicators are selected to measure the quality of old-age care,and the DID and PSM-DID empirical methods are used to comprehensively evaluate the improvement effect of the "New Rural Insurance" on the quality of old-age care for the elderly in rural areas.The results show that(1)"New Rural Insurance" has significantly improved the quality of old-age care for the insured elderly,and good education,living with family members and appropriate exercise are extremely important to improve the quality of old-age care for the elderly.(2)In addition to food and clothing,the greatest significance of the “New Rural Insurance” is to ensure the social interaction of the elderly.The "New Rural Insurance" provides financial support for the elderly and guarantees the necessary social interaction for the elderly,thereby improving the physical and mental health of the elderly,and also preventing the elderly from being disrespected from within the family due to economic dependence,thereby improving the elderly’s pension.quality.(3)There is obvious heterogeneity in the improvement of the quality of old-age care for the elderly in rural areas by the "New Rural Insurance".In response to the above research conclusions,this study puts forward the following suggestions:First,increase the subsidy of the "New Rural Insurance" and strengthen the effect of the "New Rural Insurance" on improving the quality of old-age care for the elderly in rural areas.Secondly,to deepen the security level of the "new rural insurance",it is necessary to moderately favor pension resources for special groups.Finally,change the current pension model in rural areas and ease the pressure on family pension.