Research On Legal Issues Of Supervision Of Small Loan Companies

In the face of the deepening of China’s socialist market economy,the financial market is developing in a good direction.Micro-loan companies have gradually been systematically optimized and become an important driving force for the development of socialist market economy,especially multi-ownership economy.Up to now,microcredit has become an indispensable part of finance around the world.The application of micro-loan as a financial means in China is late,but micro-loan companies have made remarkable achievements since China’s reform and opening up.The state takes strong measures and means to optimize microfinance comprehensively.In China,micro-loan plays an important role in promoting the development of private finance.Although it has been affected by irregular financial phenomena such as Internet lending in recent years,micro-loan can still break through the tight circle and further promote the standardization of private finance.Inevitably,there are still many problems in microfinance.In order to solve these problems,we should continue to maintain the positive and rapid development trend of microfinance companies and further explore the development channels of microfinance.It is particularly important to establish and improve the external and internal environment for the survival and development of small loan companies.Therefore,in order to further improve and optimize the regulatory content of the vacancy,it is necessary to improve and constantly perfect the relevant special laws according to the specific economic situation of China,only in this way,can gradually promote the development of small loan companies.By exploring the development of small loan companies,this paper analyzes the practical problems in the development of small loan companies,and summarizes the problems existing in the supervision rules and mechanism of small loan at the present stage: imperfect supervision rules;The institutional problems of the imperfect supervision mechanism during and after the event form the main fuse for the development of the supervision system of small loan companies.Based on the application of small loan companies in the legal system of China’s economic system,this paper puts forward systematic suggestions on how to improve the legal regulation of small loan companies in China,which will play an important constructive role in further improving the supervision system of small loan companies in China.