Study On The Financing Difficulties Of Small And Micro Technology Enterprises In Taizhou

Small and micro businesses are the most dynamic part of China’s economy,and play an irreplaceable role in promoting economic growth and the transformation of economic development mode,promoting employment and maintaining social stability.Small and micro technology-based enterprises are the inevitable product of the development of traditional enterprises to a specific historical stage.They play a crucial role in promoting the coordinated and balanced development of economic and social development and promoting social fairness.During the period,the Chinese government continues to solve some small micro enterprise financing support policies,to some extent alleviate the part of small micro enterprise financing difficulties,but the current government support financing under small micro enterprise fast,simple,timely,stable,effective,low cost financing desire,and this situation seriously restricts its growth.Whether the success of financial policies to support small and micro technology enterprises depends on the identification of policy issues and scientific policy formulation,but more importantly,whether the policy has been effectively implemented.Therefore,it is of great practical value and significance to analyze the deficiencies of the government in solving the financing of small and micro technology enterprises,and to conduct countermeasures research.This paper adopts literature analysis,questionnaire analysis,interview method,from the perspective of policy implementation,using Smith policy execution process model: from idealized policy,executive agencies,target groups and execution environment from four dimensions to alleviate small and micro enterprise financing policy implementation analysis,put forward the perfect small and micro enterprise financing policy countermeasures.In taizhou,on the basis of the analysis of the problems about the process of policy implementation intended to alleviate technology small micro enterprise financing policy implementation,this paper points out that policy content is weak and limitations lead to insufficient implementation,execution agency execution efficiency and execution effect is low,target group participation is not high and financing problems not effectively solved and the financial environment is not perfect;The reasons for the problems in the implementation of the policy are: lack of scientificity and consideration of the top-level design of the policy,lack of construction of executive agencies,lack of evaluation,lack of understanding of the policy by target groups,deeply influenced by traditional concepts and lack of good environmental factors.Based on this,this paper puts forward the countermeasures to improve the implementation of small and micro enterprises.Accordingly,they are advised to formulate policies comprehensively and scientifically,improve the policy implementation strength and implementation effect of the enforcement organs,promote the self-innovation of multi-target subjects,and improve their own financing conditions.