| With the increasing aging population in China,how to establish a more equitable and sustainable endowment insurance system to ensure the life of the elderly is a problem worthy of in-depth study.The establishment of occupational annuity system can optimize and perfect China’s endowment insurance system,and it is of great significance in promoting social fairness and stability,guaranteeing the treatment level of personnel in institutions,and promoting the flow of talents between enterprises and institutions.The occupational annuity fund,as the pension money of the retired people of the general organs and institutions,must give priority to the security of the fund.This paper takes Guangxi as an example.First of all,this paper introduces the current situation of Guangxi occupational annuity funds from three aspects:the establishment of Guangxi occupational annuity system,fund operation and system construction.This paper puts forward the issues existing in the operation of Guangxi Occupational Annuity Fund,including the issues existing at the government level,management level and the level of the insured population.Secondly,by applying principal-agent theory,this paper analyzes the causes of problems in the operation of Guangxi Occupational Annuity Fund base on the three-tier principal-agent relationship of occupational annuity.Finally,this paper put forward specific countermeasures and suggestions on how to improve the operation of Guangxi Occupational Annuity Fund: the first one is to improve the construction of occupational annuity related system;the second one is to strengthen the capacity building of social security agencies;the third one is to strengthen the function construction of occupational annuity information system;the fourth one is to establish and improve the occupational annuity investment operation and management mechanism;the fifth one is to strengthen the construction of occupational annuity risk prevention and control. |
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