Government Supervision Problems For Financial Company Of Enterprise Group In Y Region And Countermeasure Research

The financial industry,as an important pillar industry in the economic development,has always been under the government supervision in many aspects.In Chinese financial industry,finance companies of enterprises groups belong to a relatively unique category,as they have long been seen as low operating risk by public and relatively loose regulation policies and measures of government departments on the finance companies of enterprises groups.However,the regulatory environment has become increasingly stricter and tighter.New regulations on financial supervision have been issued one after another to further strengthen supervision and assessment,and thus the finance companies of enterprises groups are also facing a new regulatory mode.Under such research background,taking the government agencies supervising finance company of enterprises group in Y region as the main research subject,through comprehensive analysis of supervision status,supervision measures and supervision implementation methods of the government regulatory agencies in Y region,this thesis collected relevant data and cases,analyzed the overall progress made by government regulatory agencies in the supervision of financial company of enterprise group in Y region,explored the main problems and causes still facing in the current supervision process,and puts forward targeted rectification suggestions.At present,with the continuous efforts of the regulatory authorities,the management level and governance capacity of financial company of enterprise group in Y region have been improved,and all risk supervision and monitoring indicators are within the standard.However,from a long-term perspective,there are still some problems and conflicts existing in the current supervision work,which are worth attention of the local supervision authorities.such as: relevant regulations should be further enhanced in order to improve the level of supervision mechanism;the means of supervision and technology should be strengthened to promote information acquisition;supervision linkage needs to be reinforced so as to eliminate under table dealing;the pertinence of supervision needs to be advanced to avoid the four main problems of ineffective supervision.In this thesis,it put forward four suggestions on improving the supervision of finance company of enterprises group.First and foremost,in terms of the construction of supervision mechanism,we are required to improve the professional level of supervision,strengthening the effectiveness of supervision;Secondly,by enhancing information construction,the extraction efficiency of institutions under supervision can be improved,reducing labor costs and errors,establishing a large database of supervision,and making the financial company information of the supervised enterprise groups more transparent;Thirdly,an excellent coordinated regulatory governance and supervision linkage can greatly improve the accuracy of access to information;Fourthly,the construction of“differentiation” supervision policy will effectively improve the pertinence of finance company of enterprises group supervision system.Through the above methods,real-time supervision can be improved,so as to ensure that regulatory authorities can grasp the status of finance company of enterprises group at any time,and with forward-looking supervision,regulatory opinions can be put forward in time to boost the healthy development of finance company of enterprises group in Y region.