Research On The Application Of Blockchain In Internet Finance

After entering the 21st century,the rapid development of small and micro financial enterprises in China has gradually occupied half of the financial market.The initial estimate is at least 5trillion,which has attracted the global attention.However,the traditional financial service investment to small and micro financial enterprises is far less than that of large financial enterprises,which seriously restricts its healthy development.With the development of science and technology,Internet technology and traditional finance have been integrated quickly.Compared with the lag of information transmission of traditional financial institutions,Internet finance,a new financial field,can solve the problems of financing difficulty and single financing channel of small and medium-sized enterprises.Through the real-time integration of Internet information transmission and the deep integration of lending and financing,Internet Finance fully mobilizes a large number of small idle funds in society,provides solutions for the information asymmetry left behind by history,and provides solutions for the problems of financing difficulties of small and medium-sized enterprises and the difficulty of small investment by the masses.In this way,China can realize the way to Inclusive Finance.In recent years,the development of global science and technology has changed rapidly.In addition to the deepening of China's economic supply side reform,the integration of Internet technology and financial industry has been further deepened.Driven by a series of technologies represented by big data,intelligence,mobile Internet and cloud computing,e-commerce,online banking,social network and other business models have become more mature,and give the global economic belt more and more mature To change and impact.With the rapid development of Internet Finance in China,China actively seize the opportunity and transform to science and technology finance and Value finance.The increasing market demand,the rapid growth of social wealth and the progress of information technology determine the trend of financial innovation and development in China.After blockchain technology is applied to the financial field,modern Internet finance is redefined in the process of "big wisdom moving cloud" into the financial industry.In order to promote the integration of blockchain technology and Internet finance,promote the sustainable development of China's financial system and realize the great change of "blockchain + Internet finance",this paper introduces the relevant theories and development situation of Internet finance,the principle,characteristics and SWOT analysis of the blockchain in the application of Internet Finance,and builds it by using blockchain technology by Nasdaq The paper discusses the important influence of blockchain technology on Internet Finance by establishing equity trading platform and cloud exchange as an example.A series of application of blockchain technology provides reference for promoting the value change of Internet finance,and also provides useful inspiration and reference for building "blockchain + Internet finance" mode in China.Finally,this paper gives a good idea of the prospect of blockchain technology in the development of Internet finance,and puts forward some suggestions for the compliance development of "blockchain + Internet finance".