The Design And Research Of A Bank's Electronic Wallet Service Platform Based On Cloud Native

Online payment has become the main means for residents in the consumer market since Internet financial companies such as Tencent and Alibaba launched financial products such as We Chat wallet and Alipay Yu 'e.Faced with the impact of Internet finance and the reform of the electronic account system by the People's Bank of China,traditional banks have started the 4.0 era of building development banks.With electronic wallet as the basic product,financial services can be exported to the Internet platform without financial license,and the Internet financial ecology can be built in combination with the scene.In recent years,electronic wallet appears in various payment scenarios with diversified product modes.The development of electronic wallet products puts forward higher requirements for technology.However,in the early stage of electronic wallet products,due to the reason of a bank's traditional research and development mode,the system architecture adopted the monomer architecture.Faced with the increasing demand of electronic wallet products,the speed of system research and development and transformation under this architecture could not satisfy the early launch of new products and the rapid change of new demands.And cloud native as the basis of enterprise digital transformation,solved the problem of the monomer structure is difficult to extend and reuse,this paper will cloud native thoughts in micro service oriented architecture,container deployment automation and agile development is applied to the research and development of electronic wallet platform,designed and implemented an electronic wallet service platform,the electronic wallet service platform to achieve rapid on-line electronic purse new products.According to the software engineering research and development process,combined with the business and demand of the platform,the platform requirements and detailed design were analyzed through UML modeling,the e-wallet service platform was realized through coding,and the test was completed.At present,this platform has been applied in the actual production,supporting the rapid launch of new electronic wallet products,and providing a strong technical support for the business.