Study On The Influence Of Urban Population Agglomeration On Financial Agglomeration

With the continuous improvement of China’s openness as well as the priority to the development of the eastern region of the unbalanced development strategy formulation,form a larger gap between regional financial development level,population scale to the economically developed eastern coastal region agglomeration,formed the beijing-tianjin-hebei,Yangtze river delta,the pearl river delta metropolis circle three this mass migration population agglomeration phenomenon of population distribution in our country industrial structure adjustment,the effect of financial development and strategy formulation is great.At the same time,these metropolitan areas gather a large number of financial resources,technical resources,human capital and other resources,and realize the sustained and rapid development within the region,so now more and more cities in China take the construction of regional financial agglomeration as their development orientation.Therefore,to explore the financial agglomeration phenomenon of population as elements in agglomeration effects is very necessary,this article explores the spatial differences between population agglomeration and financial agglomeration levels in the Yangtze river delta metropolitan area,and analyzes the impact of population agglomeration on financial agglomeration,which is of great significance for adjusting population size,improving financial competitiveness and service efficiency to adjust economic structure.Aiming at the relationship between population agglomeration and financial agglomeration,this article analyzes the problems of population scale,human capital and economic development closely related to them,and explores the internal correlation and influencing mechanism between them,based on the scale effecttheory,human capital theory,financial geography theory,financial resources theory and other related theories,Then,the development status of population agglomeration and financial agglomeration is analyzed from the national and Yangtze river delta metropolitan areas respectively.Through the calculation of population agglomeration index(JJD)and financial agglomeration index(LQ),the development levels and regional differences of population agglomeration and financial agglomeration in Yangtze river delta metropolitan areas from 2007 to 2018 are analyzed.The empirical part of the 16 cities in Yangtze river delta metropolis circle as an example,based on the third chapter JJQ index and LQ index calculation,using 2007-2018 panel data to establish a spatial econometric model,using the spatial autocorrelation analysis of population concentration and spatial correlation of the financial agglomeration,and adopt the space doberman fixed effect model research,2007-2018 elderly population agglomeration circle on the impact of the financial agglomeration and spatial spillover effect.Finally,the conclusions are summarized and Suggestions are put forward through theoretical and empirical analysis.Firstly,the degree of population agglomeration and financial agglomeration in the Yangtze river delta metropolitan area is constantly improving,and there are obvious differences between the two variates.Secondly,the spatial agglomeration of the population and the financial industry in the Yangtze river delta metropolitan area is obvious,and the two show a significant positive spatial correlation.Thirdly,population agglomeration plays a significant role in promoting financial agglomeration.Fourth,the spatial spillover effect of human capital on financial agglomeration is obvious.On this basis,Some suggestions are put forward to increase the input of human capital,reasonably guide the population flow,improve the infrastructure of financial agglomeration,optimize the spatial allocation efficiency of financial resources.