| Firstly,this paper introduces the background and significance of the research,expounds the status quo of the research in this field at home and abroad,formulates the content and technical route of the research,explains relevant terms,and introduces some basic theories involved in this paper.Next,in this paper,the "silver" mode to introduce,in order to guarantee the development of the industry history points out that this model is the inevitable choice of economic development,and operation of the main processes of this model is introduced,in order to understand its rules,by using the method of comparison,the conditions of the parties involved before and after using this model,analysis summary "silver to the advantage of" model.This advanced model with obvious advantages has been used for reference by guilin area,and has been strongly supported by government departments at all levels,and achieved initial results.It has played the role of "amplifier" of government funds,strengthened the strength of financing guarantee companies in various cities,and supported a number of small and micro enterprises.At the same time,some problems are gradually exposed,such as the lack of risk control ability and long approval time,which have a certain impact on the smooth development of this model in guilin.In this regard,after learning from the advanced practices of foreign countries and combining with the actual situation in guilin,this paper made targeted Suggestions on the existing problems,proposing measures such as establishing a credit rating system for small and micro enterprises,reengineering business processes,and building a big data credit platform. |
