Differences In The Identification And Solutions Of The Crime Of "Routine Loan" And Its Solutions

With the development of economic diversification,private financing is becoming more and more active,and the new crime of "routine loan" is becoming more and more serious in the whole country.Through the sample analysis of the crime cases from September 2019 to August 2020,this paper finds that there are many difficult problems in the trial practice of "routine loan" crime,and there are many differences in the determination of crime and non-crime,one crime and other crime,one crime and several crimes,such as a large number of "routine loan" crimes are treated as civil disputes,while some illegal lending acts are classified as "routine loan" crimes;and "soft violence" means are used to claim debts " Routine loan " crime,some using tracking the behavior of debt as fraud,and some using phone bombing on the victim heart smaller oppression is identified as extortion,and will pour paint,door-to-door abuse for debt behavior for a crime or with fraud,etc.In order to better crack down on the criminal behavior of the " routine loan ",maintain judicial justice and realize social harmony and stability,on the one hand,we should pay attention to the civil examination of the " routine loan " cases and adhere to the " private punishment in parallel ",correctly distinguish the " routine lending " behavior and the " routine loan " crimes,and distinguish the " routine loan " criminals The essence of the crime;on the other hand,we should also make full use of technological means,such as the application of big data and artificial intelligence in " routine loan " cases.