Mortgage of land management right is of great significance to the development of rural economy,which can alleviate the problem of "financing difficulty" for agricultural operators due to the lack of mortgaged property,and promote the effective implementation of land management right mortgage can promote the development of scale economy from the capital level.The state attaches great importance to the revitalization of land rights and has issued many policy documents as support.However,in reality,there are still many problems to be solved in the mortgage of land management right.From the macro perspective,there are still some deficiencies in the system provisions as the basis of policy implementation.In the process of policy implementation,it needs the support of practice to make the policy objectives achieve smoothly.In reality,there are still many practical difficulties that hinder the effective implementation of land management right mortgage.From the experimental area and combined with the previous research conclusions,it can be found that the most fundamental source of the obstacles in the implementation of the land management right mortgage system is the nature of the land management right.This fundamental problem will cause many institutional provisions to be unable to be promoted,such as the registration of registration in the mortgage process can not be clearly defined,leading to the establishment of mortgage has many preconditions.In addition to the obstacles brought by the lack of the nature of the land management right,in the process of setting up the mortgage,the imperfect provisions on the mortgage elements also hinder the effective implementation of the system.In addition,rural financial market,as the soil of land management right mortgage system,will lead to the hidden dangers in the whole process from the beginning of credit collection before mortgage to the realization of the final mortgage,which makes the risks faced by both sides of the loan increase.However,the mortgage business of land management right cannot only involve farmers and rural financial institutions.The premise of healthy development is that other subjects of the market intervene reasonably.At present,there is a lack of competition in the market,and it is also affected by the degree of government intervention.In order to promote the effective implementation of mortgage of land management right,we need to improve the relevant legal provisions from the system and practice level,and on the basis of clarifying the nature of land management right,clearly stipulate the effectiveness of registration procedures,and provide guarantee for the implementation of the system.It also makes the subject and the essential elements of mortgage clear,making mortgage easier to establish and realize.At the same time,we need to restructure the growth environment of this system,improve the market of land management right and complete the supporting facilities of the market.It is the mortgage of land management right can not only get the nourishment of the market,but also be protected by the related system outside the market! The mortgage of land management right can be implemented and the policy purpose can be better realized!... |