Research On The Relief System Of Personal Credit Infringement

As the soul and essence of modern market economy,the development of credit is closely related to the establishment and improvement of personal credit system.Personal credit level plays an important role in all aspects of personal credit life.Good personal credit evaluation helps people to enjoy the convenience services brought by credit life.On the contrary,the reduction of personal credit evaluation caused by infringement behavior will have a significant negative impact on people’s credit life.Therefore,it is of vital significance for the improvement of personal credit system and the development of modern market economy to safeguard the legal rights and interests of personal credit investigation and attach importance to the relief of personal credit investigation.This paper consists of introduction,text and conclusion.The introduction mainly introduces the background of the topic of this paper,puts forward the practical significance of personal credit investigation tort relief,and briefly introduces the research ideas and research methods of this paper.The text is divided into four parts.The first part introduces some basic problems of personal credit investigation tort relief.Firstly,this paper expounds the concepts of personal credit investigation,personal credit infringement and relief,then summarizes the manifestation and influence of personal credit infringement,and finally demonstrates the importance of personal credit infringement relief.The second part summarizes the current situation of personal credit investigation tort relief in China.Firstly,the contents of the existing standard documents are sorted out,and the deficiencies of the current legislation of personal credit investigation tort relief system are explored through analysis.Secondly,the author combs the current situation of personal credit investigation tort relief practice,and finally tries to find out the problems of personal credit investigation tort relief system in practice through analysis.The third part focuses on the relief system of credit infringement by individuals outside the region.This part mainly investigates the different system design of personal credit investigation tort relief in the United States and Japan,and summarizes the advantages of the system.The fourth part designs the optimized scheme for the individual creditinvestigation tort relief.This part is aimed at the shortcomings of the personal credit investigation tort relief system,and combined with outstanding experience outside the region,the personal credit investigation tort relief system put forward corresponding Suggestions to improve.The conclusion summarizes the basic viewpoints and research conclusions of this paper.