Analysis On The Influence Of Social Security On The Demand Of Major Disease Insurance

Since the promulgation of the new medical reform system in 2009,it let us fully realize that the establishment of a medical and health system with Chinese characteristics is an important and arduous livelihood issue.In-depth implementation of the reform of the medical and health system,the promotion of medical and health undertakings,in line with people’s increasing medical needs,to enhance people’s health,is China’s implementation of the scientific concept of development,towards the road of sustainable socialist development is a necessary requirement,is an important measure to improve people’s living standards,It is an important task to build a harmonious socialist society in an all-round way and build a well-off society.In the new medical reform,it puts forward the near-term goal of effectively reducing the burden of residents’ medical expenses,and effectively alleviating the ’difficult and expensive to see a doctor’,puts forward the establishment of medical security system,and points out that the medical security system,which is based on basic social medical security,combines other forms of supplementary medical insurance and commercial health insurance to provide various forms of common security.In the reform proposal,it is clearly stated that commercial health insurance should be actively developed and that individuals should be encouraged to address needs other than basic health insurance through participation in commercial insurance and various forms of supplementary insurance.Looking at the current medical background of our country,it is not difficult to find that the incidence of major diseases is increasing year by year,in the trend of high incidence,and the age of patients with major diseases is getting lower and lower.With the improvement of medical level in our country,major diseases are no longer terminal diseases,but have the opportunity to cure diseases.However,in the face of major diseases,to maintain the lives of the sick need a large number of treatment and diagnosis,which requires a certain amount of money to ensure the cost of medical care,need a certain amount of financial resources to maintain the life of the sick.China is now in the primary stage of socialism,social security based on basic medical security,social security system can not guarantee the treatment costs of patients with major diseases,and major disease insurance as a large payment insurance specifically for major diseases can be paid the amount of insurance for the diagnosis of major diseases,so that patients can have funds for treatment and rehabilitation The ability to supplement patients’ medical expenses in addition to social security enables patients to emerge from the economic crisis and treatment crisis.Social security and insurance for major diseases complement each other and promote each other,and the combination of the two can not only provide financial support for the sick,but also effectively protect against the oncoming risk of illness.And can prevent the loss of personal human capital,so that people have money to heal,disease can be treated,and can pass on the economic burden of enterprises and governments,to contribute to the growth of the national economy and social development.In this paper,the main line of the study of the factors affecting the demand factors of major disease insurance in the major disease insurance market,study the influence factors of the market demand for major diseases insurance,and study the influence of social security on the demand for major disease insurance,and study the role and relationship between social security and major disease insurance from the theoretical and practical perspectives,respectively.And the accuracy of the demonstration by model empirical analysis.In this paper,the relationship between the theory of "healthy human capital" and social security and major disease insurance is studied,and relevant policy recommendations are formulated according to the results of the study.