Research On The Legal Regulation Of Equity Crowdfunding From The Perspective Of Investor Protection In My Country

"Internet plus" is the general trend of social development.Under the combination of Internet and finance,equity crowdfunding,as a new way of financing and investment,has developed rapidly.However,the rapid development is accompanied by the increase of legal risk.Both the existence and development of equity crowdfunding depend on the Internet.From a certain level,it helps small and medium-sized enterprises and start-ups to solve the financing problems,and to solve the financing inefficiency,lack of development vitality and many other problems they have been facing for a long time.However,equity crowdfunding is still in the initial stage of development in China,and most of the subjects of equity crowdfunding are lack Financial knowledge,whether in the identification of risk,or in the bearing of risk,is not very strong.In addition,the main bodies of equity crowdfunding,such as small and medium-sized micro enterprises and start-ups,also have some risks in their operation,so if the whole process of equity crowdfunding cannot be standardized,then investors may be harmed by it,and then affect or even inhibit the future development of equity crowdfunding.Therefore,in order to develop equity crowdfunding in a long-term and sustainable way,we must pay attention to the protection of the legitimate rights and interests of investors at the legal level,which is not only related to the vital interests of all investors,but also related to the overall healthy and orderly operation of the financial market.Therefore,we urgently need to build a scientific and perfect legal system for the protection of the rights and interests of equity crowdfunding investors.In order to understand and understand the current legal protection mechanism for equity crowdfunding investors in China,this paper mainly consists of four parts.The first part reviews the development history of equity crowdfunding,defines the basic concepts of the research,interprets the specific operation mode of equity crowdfunding,and analyzes the legal relationship between the investors and the crowdfunding platform.The second part analyzes the current regulatory framework for equity crowdfunding in China,interprets the specific forms,access standards,financing obligations and disclosure mechanisms of equity crowdfunding,and concludes that the current regulatory framework in China is still insufficient in many aspects,such as the legality of equity crowdfunding,the qualification and responsibility of the platform,the information disclosure mechanism,the protection of investors’ rights and interests,etc Perfect.The third part studies the legislative system of equity crowdfunding investor protection in the United States and the United Kingdom.At the same time,combined with the current situation of equity crowdfunding in China,it establishes the legislative problems in the field of equity crowdfunding in China.Based on the experience of foreign countries,it provides reference opinions and suggestions for China to improve the legislation in this field.Based on the discussion and research of the above three parts,the fourth part gives specific opinions and suggestions on the following five issues:how to legalize the form of crowdfunding,how to improve and optimize the management of equity crowdfunding platform,how to strengthen the supervision of equity crowdfunding financing subjects,and how to build a perfect access and exit mechanism for equity crowdfunding investors.Based on the answers to the above five questions,we can provide good rights and interests protection for equity crowdfunding investors and inject benign mechanism factors into the long-term and sustainable development of equity crowdfunding.