| In recent years,the financing difficulties of small and medium-sized enterprises are particularly prominent,the state has repeatedly given policy tilt,the December2019 document on supporting the private economy put forward a sound private enterprise financing support system,promote the financing model relying on the diversification of supply chain finance,the state strongly supports the development of third-party supply chain platform.Based on the theory of credit ration,from the perspective of information asymmetry,it is difficult for SMEs to obtain financing in external financial institutions,while the development of supply chain finance can enable SMEs to integrate funds that could not be obtained from banks before,according to this contradiction,this paper has launched a research on supply chain finance model,and explores the mode of cooperation between core enterprises and banks to help SME financing under the supply chain financial model.This paper studies Haier’s supply chain finance model as a typical case,combined with the dual perspective of manufacturing core enterprises and supply chain finance.Through the research,it is found that supply chain finance based on core enterprises can effectively information asymmetry to bring financing risks,to solve the financing difficulties of small and medium-sized enterprises.This paper also expands on the basis of the previous supply chain finance theory,and puts forward appropriate suggestions according to the current development of supply chain finance,which also has a great reference for similar core enterprises to imitate the implementation of supply chain finance model. |
