Supply Chain Finance Model And Effects From The Perspective Of Business Ecology

In recent years,under the rapid development of the Internet,home appliance enterprises has promoted the development of networked operation and management.The entire industry is facing structural transformation and upgrading.The home ecosystem has increasingly become the main direction of market development.Companies will build an ecosystem to respond to this development trend.Supply chain finance is considered to be a value co-creation activity.There are different participants in the value chain,and a symbiotic relationship is formed between them.Supply chain financing focuses on the real transaction and logistics information in the supply chain,and provides flexible funds and services for enterprises,which effectively alleviating the financial pressure of relatively weak enterprises.In the context of "Internet +",all participants in supply chain finance have built a business ecosystem,strengthened cooperation between enterprises,and further provided support for the implementation of supply chain finance.Due to the different resource advantages of different enterprises,and the different market positions,there are differences between the business ecosystems constructed and the supply chain financial models and strategies adopted.What impact does the difference in the business ecosystem have,and how to affect it is an important practical issue that deserves in-depth study.Based on the considerations of the typicality and availability of the case,this paper focuses on "Supply chain finance model and effects from the perspective of business ecology" and conduct a double case study.Through a comparative study of Haier and Gree,the performances of these two ecosystems,supply chain mode,and effects are summarized.Haier has implemented a diversified strategy and has actively deployed a parallel business ecosystem in recent years,used its core corporate advantages,30-year industrial ecological resources,a credit model and a collateral model for supply chain financing.The supply chain financing is in 4.0 stage(Smart supply chain finance).Gree implements a specialized strategy,has obvious advantages in the air-conditioning sector,and currently has a loose business ecosystem,but it is relatively sticky.Gree uses the company’s own offline channels to conduct supply chain financing with stakeholders,and uses accounts receivable financing models,small and micro-credit models,which are still in the traditional supply chain finance stage.Through the double case research,this article mainly answer two questions.First,under the background of Internet +,how different business ecosystems impact supply chain finance.Second,compared with traditional supply chain finance,what are advantages of smart supply chain finance,and whether it is necessary for companies to transform to smart supply chain finance.Through the analysis of two typical cases,this article attempts to analyze the supply chain finance model and effect under the business ecological model,and provide theoretical basis and practical reference for related companies.