The Impact Of Green Credit In Heilongjiang Province On The Optimization And Upgrading Of Industrial Structure

Since the reform and opening up,the conflict between domestic economic development and environmental pollution has become more and more obvious,the industrial structure layout needs to be adjusted urgently,based on the strategic background of sustainable development,in order to balance the relationship between economic development and environmental protection,green credit policies have been proposed.Heilongjiang Province is one of The old industrial bases in China,and there is an excessive dependence on natural resources for economic development,the phenomenon of giving priority to the development of the secondary industry,and environmental problems and industrial structure problems are prominent.Green credit adopts a differentiated credit strategy for the "two highs and one leftover" industry and the green environmental protection and energy-saving industry,supports the development of the green environmental protection industry,forces high-pollution and high-emission industries to carry out technological innovation and upgrading,and reduces energy consumption and pollution emissions.Since the implementation of the green credit policy,the Heilongjiang Provincial Government has promulgated relevant policies to support the implementation and development of green credit,link up with banking financial institutions,and use financial means to accelerate the transformation of regional economic development models and supply-side reform processes.Judging from the research results of domestic and foreign scholars on the relationship between green credit and industrial structure optimization and upgrading,the implementation of green credit policies has a certain effect on the optimization and upgrading of industrial structure.At present,in the implementation process of green credit in Heilongjiang Province,there are problems such as incomplete disclosure of enterprise environmental accounting information,single credit products,and lack of binding force and role of green credit,which affect the role of green credit in the optimization and upgrading of industrial structure in Heilongjiang Province.Empirical analysis explores the impact of green credit on industrial structure,constructs the evaluation index system for industrial structure optimization and upgrading in Heilongjiang Province from the perspective of rationalization,efficiency,upgrading and greening,and analyzes the relationship between green credit and various indicators of industrial structure by using the coefficient of variation method and gray correlation model.Based on the data of Heilongjiang Province from 2008 to 2019,the results show that the impact of green credit on the comprehensive level of industrial structure optimization and upgrading in Heilongjiang Province is relatively high;the degree of influence of green credit on the four evaluation dimensions of industrial structure is in order of efficiency,greening,upgrading and rationalization in order of large to small;and the role of green credit on the greening,upgrading and rationalization of industrial structure needs to be improved.Based on the results of empirical analysis,it proposes to build an environmental accounting information disclosure and green credit information sharing platform,innovate incentive and constraint mechanisms and capital formation mechanisms,and strengthen the policy signals of green credit,so as to promote the greening,upgrading and rationalization of the industrial structure.The research results of this paper provide empirical evidence for the relationship between green credit and industrial structure optimization and upgrading in Heilongjiang Province,which has certain reference significance for the optimization and upgrading of regional industrial structure and economic development.