The Research Of G Company Supply Chain Finance Business Risk Management

In China,as an important participant in the market economy,small and medium-sized enterprises have made important contributions to China's social and economic development.However,with China's industrial structure adjustment and economic transformation,small and medium-sized enterprises is faced with many difficulties,the small and medium-sized enterprises subject to enterprise scale,the credit system and financial situation,combined with the financial institutions and small and medium-sized enterprises is faced with the problem of asymmetric information between small and medium-sized enterprises to get credit from financial gold support is extremely difficult,so the financing difficulties,financing your become a key obstacle restricting the development of small and medium-sized enterprises,have become a major problem restricting China's economic development.With the development of supply chain finance,supply chain finance,as a new way of financial innovation,has become a new and effective way to solve the financing problem of small and medium-sized enterprises.Supply chain finance makes use of the real trade transactions between core enterprises and small and medium-sized enterprises to control the information flow,capital flow,bill flow and logistics information in the supply chain based on the credit of core enterprises,and provides comprehensive financial services for enterprises in the supply chain relying on the self-compensation property of trade transactions.Supply chain finance model effectively solve the information asymmetry,financial institutions and small and medium-sized enterprises break through the traditional financial institutions credit limit for examination and approval,the perspective of supply chain management to look at the small and medium-sized enterprise financing risk,effectively solve the small and medium-sized enterprise capital demand,at the same time bring new business growth point for financial institutions,promote the healthy development of industry supply chain coordination.However,relying on the credit of core enterprises to carry out supply chain finance business for small and medium-sized enterprises,business risks also increase accordingly.Therefore,based on relevant theories of supply chain finance,this paper analyzes the typical model of supply chain finance,believing that supply chain finance can realize the coordination and unification of logistics,information flow,capital flow and bill flow.At the same time,from the Angle of theory combined with the actual to G company as a case study object,through the G company supply chain finance businessmodel analysis,introduces the supply chain finance business risk management system,and analysis and G company financial supply chain risk management problems,and to comb,summary and analysis of relevant problems,further Suggestions to consummate the G company financial supply chain risk management countermeasures.Through the research of this paper,it is hoped to develop supply chain finance business for financial institutions,effectively serve smes and support the development of real economy,and provide some risk management reference.