Family Trust Model Design And Research

Many of the advantages of family trust have been increasingly recognized around the world for a long period of time,from budding to developing.Family trusts can effectively transmit family wealth,have advantages such as risk segregation,tax avoidance,debt avoidance,and wealth inheritance.These advantages have made the development of family trusts more mature.After more than 30 years of rapid development of the Chinese economy,its gross domestic product has risen to the second highest in the world,causing the first batch of rich people to grow rapidly.These "rich generations" after the reform and opening up began to face new situations and problems in the transmission of wealth.The inheritance of wealth has become a problem that the rich class must face and need to solve in the next 5 to 10 years.The form,time,and effectiveness of the wealth inheritance tools chosen by the rich second generation determine whether family wealth can continue to be inherited and continue to grow.Family trusts have been recognized and used around the world,and the wealthy in China have gradually begun to consider and constantly try to inherit family trusts.Many trust companies have already begun to deploy family trusts.In addition,commercial banks such as China Merchants Bank have also begun to carry out family trusts for their high-end private bank customers and promote the development of the Chinese family trust industry.In the future,the family trust industry is subject to the legal environment,institutional construction,and even the influence of traditional concepts,so that the development of family trusts is also subject to certain restrictions,but at the same time,due to the continuous maturity of the concept of high net worth people,The continuous improvement of the model of wealth inheritance and the regulation require trust companies to return to the original development direction also foreshadow the broad development prospects of family trust.This paper mainly uses the case analysis method and the comparative analysis method.Define,develop course,legal characteristic and advantage,analyze the problems and opportunities of carrying out family trust business in our country;Through the study of several types of family trust models,several innovative models of family trust are put forward.Summarize the existing problems and suggestions of perfecting our National Trust;Finally,the conclusion is drawn that family trust,as an effective way of transmitting wealth with isolation function,is bound to usher in great development opportunities in China during the critical period when the trust industry has been transformed and returned to its origin.