| Targeted poverty alleviation has been an important part of the governance of the CPC central committee with comrade Xi Jinping at its core since the 18 th CPC national congress.General secretary Xi Jinping also mentioned in his New Year greetings in recent years that "we should target more specific populations and achieve targeted poverty alleviation",which shows that the party and the government attach great importance to poverty alleviation and are firmly determined to do so.According to the report to the 19 th national congress of the communist party of China(CPC),the party and the government have actually made a solemn commitment to the whole country.That is,under the current poverty standard,we will ensure that all rural poor people are lifted out of poverty by 2020,and all counties will be lifted out of poverty.Therefore,in the context of inclusive finance in the new era,the task of lifting the rural poor out of poverty in 2020 also drives the financial targeted poverty alleviation work into the final sprint stage.In recent years,in order to consolidate the achievements of rural poverty alleviation and achieve the poverty alleviation target by 2020,public administrators have been constantly exploring the optimal methods to realize targeted poverty alleviation in finance under the new situation.The no.1 document of the central committee in 2019 stressed that deepening financial supply-side structural reform must implement the new development concept,strengthen the financial services function,and identify the key financial services to serve the real economy and people’s lives.To the financial system,with emphasis on the optimization of structural adjustment,build a multi-level,wide coverage,there are differences of the banking system,correct development philosophy,adhere to the market demand as the guide,actively develop individuation,differentiation,and customized products,increase the proportion of the number of small and medium-sized financial institutions and business,improve small micro enterprise and the "three rural" financial services.The idea of inclusive finance is to seek a new balance between policy and business,so as to improve the efficiency of financial resources allocation and provide beneficial support for the reform of financial system.Therefore,on the basis of inclusive finance as the root,further research and development of a more practical financial targeted poverty alleviation model has become an inevitable means for the country to solve the backward economic situation in poor areas,providing a strong and effective financial support for the goal of winning the battle against poverty and building a moderately prosperous society in all respects by 2020.Thus,this article under the pratt &whitney monetary policy perspective,the country’s current financial accurate means for poverty alleviation drawn lessons from to conduct a comprehensive analysis,understand our financial precision works and practical significance for poverty alleviation,in order to accurately in the country implementation means for poverty alleviation,poverty levels,put forward his opinion on the poverty alleviation effect,for the country’s financial poverty alleviation and development provide manageable precisely,can improve the implementation opinions.Zhuanghe city is one of the two counties under the jurisdiction of dalian city,which belongs to the relatively poor areas.In recent years,the zhuanghe municipal government has been actively responding to the implementation of the national targeted poverty alleviation policies.In the government work report of zhuanghe municipal government in recent years,it also clearly reflects the determination of the municipal government to commit to targeted poverty alleviation through finance,and to achieve targeted poverty alleviation through the combination of finance and poverty alleviation.Therefore,zhuanghe,for specific case,this paper through the literature research and field research,combined with the questionnaire way of combing zhuanghe poverty alleviation work currently facing difficult and solution,precision analysis about zhuanghe financial poverty alleviation work in the lack and the insufficiency,and connecting with the domestic and foreign financial precision related theories and practical experience for poverty alleviation,countermeasures are put forward.Therefore,the structure of this paper is divided into seven chapters,of which the first chapter is the introduction;The second chapter is the definition of relevant concepts and theoretical basis.The third chapter is the investigation and analysis of the financial targeted poverty alleviation in zhuanghe city.Chapter four is about the problems and causes of targeted poverty alleviation in zhuanghe city.Chapter five is the successful case of targeted poverty alleviation in domestic finance.Chapter six is the public policy Suggestions of targeted poverty alleviation in zhuanghe city.Chapter seven is the conclusion and prospect. |