Research On Standardization Of Financing Behavior Of Government-platform-enterprises Based On The Perspective Of State-owned Commercial Banks

In October 2018,the state council publicly proposed to financial institutions the requirements of highlighting weak links in the infrastructure sector,maintaining effective investment,promoting domestic demand expansion and structural adjustment,and enhancing medium and long-term supply capacity.In the corresponding period,the behavior of the hidden debt of the central government and local governments has been deepening with the policy paper and accountability file about the hidden debt distributed simultaneously.The strict control of local government debt has drawn great attention from the state,but the state council also realizes that the construction of infrastructure should not be weakened.As a result,by correct guidance of government platform enterprises to regulate financing with the help of the financial system,it can not only ensure that the hidden debt of the government will not increase the burden,but also make up for the weakness of the infrastructure sector.This paper first makes a brief analysis on the establishment of government debt system both home and abroad,the system background of the government platform enterprise development,the origin and development of government enterprises as well as the phenomena and the causes of financing difficulties in the government platform enterprise.In the course of collecting theory materials,the research on the government platform enterprises to regulate financing from the view of state-owned commercial banks has been found feeble.Therefore,this paper is designated from this angle.Afterwards,in virtue of the analysis about the internal data from some stated-owned commercial bank,the conclusion that the operation mode of state-owned commercial bank serving the local government platform enterprise has been drawn and has pointed out that the non aspects of the government platform enterprise financing.Afterwards,it analyses the government platform enterprise' transformation from different angles,highlights the important part of SOCB(State-owned Commercial Bank)in transformation and puts forward concrete measures from three aspects of the bank credit policy,risk control and financial innovation.From the above,this paper's theory significance lies in the following:Firstly,Non-standard behaviors arising from the development of the government platform enterprise has drawn supervision department's attention and are in urgent need of being improved.Secondly,Being endowed with public administration function,the state-owned commercial banks are supposed to give guidance to the government platform enterprise during its transformation process.Thirdly,Due to the varieties of measures taken during the transformation,the state-owned commercial banks must choose the correct time to get involved and give good service and guidance to decrease the stress of both sides' external supervision.Finally the practical meaning of conclusion drawn in this paper has been strengthened by case models.