Research On The Mode Of "Insurance+Futures" Of Agricultural Products In China

China is a large agricultural country,with rich crop varieties and fertile land.Agriculture as the foundation of China's economic development,is also a relatively weak link.China is taking measures to facilitate agricultural development,such as financial subsidies and policies.Previously,the yellow box policy included the purchase of temporary reserves,direct financial subsidies,and the separation of prices and subsidies.However,with the development of agriculture,these policies have been unable to adapt.Therefore,it is very important to find new and effective measures to lead agriculture forward.Futures companies actively serve agriculture,rural areas and rural industries,explore the insurance + futures model,contact insurance companies,governments and other participants,can turn the virtual into real,service the real economy.Since the model was launched,it has been included in the no.1 document of the central government from 2016 to 2019,and progress has been made in the continuous pilot process.However,further exploration is needed to optimize the insurance + futures model,such as introducing Banks and credit as capital supplier and contacting acquisition groups to match supply and demand.We will make positive progress and contribute more to the revitalization of agriculture,rural areas,and farmers.This paper introduces the scale of “insurance + futures“,the theoretical basis of “insurance + futures” and the status quo of “insurance + futures” pilot.Taking the cooperation between Pacific property insurance and founder cifco futures as a case,the paper introduces the case,the insurance setting,and the advantages and disadvantages of the case.Based on the analysis,it constructs a set of "insurance + futures" mode more suitable for the current agricultural products,discovers some risks in the case,as well as the benefits brought by the implementation of the case,and constructs measures for risk avoidance and benefit increment.Finally,according to the analysis,some feasible Suggestions are given,such as speeding up the listing of agricultural products,changing the price insurance to income insurance,actively contacting the purchasing group of risk subsidiaries,and considering the off-site nature of the income insurance formulated by insurance companies,so as to make a small contribution to the development of the “insurance + futures” model.