Research On The Spatial Linkage Network Of Inclusive Finance And Its Driving Factors

Inclusive finance is not only a simple extension of financial concept,it represents the process of financial services from quantitative to qualitative change.In the report of the Nineteenth National Congress of the CPC in 2018,it is proposed that the real economy should be the focus of development.Inclusive finance is an effective way to improve the financing efficiency of real enterprises by providing financial services to all groups in society,especially the vulnerable groups which are not covered by traditional financial services.Developing Inclusive Finance is an inevitable requirement for narrowing the gap between rich and poor,promoting economic development and building a well-off society in an all-round way.This paper studies the spatial connection network and driving factors of Inclusive Finance Development from the following five aspects: The first part introduces the research background and significance of inclusive finance,reviews the previous research literature and forms the research content and methods of this paper.The second part firstly defines the connotation of inclusive finance,analyses the common index system of inclusive finance,measures the IFI values of 31 provinces and cities in China from 2005 to 2017,and provides a realistic basis for the next part of the construction of spatial association network.The third part uses the social network analysis method to study the structural characteristics of spatial association network,and to analyze the position and related role of each province and city in the network.The fourth part focuses on the driving factors of spatial association network,and analyses the direction and degree of the different variables' effects on spatial association network.The fifth part,based on the above research,provides relevant suggestions for promoting the coordinated development of Inclusive Finance in China.The conclusions of this paper are as follows: Firstly,according to the calculation results of sample data,the IFI values of eastern,central and western regions of China are gradually reduced,and the development gap between central and western regions is decreasing.Secondly,inclusive financial spatial connection network has strong stability.Beijing,Shanghai,Shandong and other provinces and cities are located in the central position of the connection network,and the surrounding areas are closely related.They can obtain financial resources independently without resorting to intermediary areas,which mainly plays a spillover role in other areas.Finally,the closer the economic development and openness,the stronger the spatial relevance of Inclusive Finance in the region,and the less significant the driving effect of investment behavior and geographic location variables on the spatial linkage network of inclusive finance.The main innovations of this paper are as follows: Firstly,using social network analysis method to construct inclusive financial spatial association network to study the status and role of provinces and cities in the network,making the research perspective unique.Secondly,we use the block model analysis method to gather the similar functional areas into one plate,and analyze the spillover effect of each plate in the development process of Inclusive Finance from the overall point of view.The research ideas are innovative.Thirdly,using QAP analysis method to construct difference variables to study the driving factors of GSP financial spatial association network,the research method is novel.