Research On The Impact Of Financial Agglomeration On The Rural-Urban Income Gap

In today's world,financial agglomeration has become a major trend of financial development in various countries.With the strong advantages and scale agglomeration effect of financial agglomeration,international financial centers like New York,London and Singapore have been formed in the international scope.In China,with the continuous progress of China's economic and financial reform and opening up,regions led by Beijing,Tianjin,Hebei,Yangtze River Delta and Pearl River Delta have been formed The financial center has been formed.In theory,the relationship between financial agglomeration and economic development is always complementary.In the context of financial agglomeration and economic development,the income level of urban and rural residents has been greatly improved.At the same time,the income gap between urban and rural residents is also constantly widening,sometimes even bringing a series of social injustices.Therefore,to fully explore and explain the impact relationship between financial agglomeration and urban-rural income distribution gap in theory is not only helpful to clarify the impact mechanism between financial agglomeration and urban-rural income gap in theory,but also has practical guiding significance for government decision-making departments to better handle the relationship between financial agglomeration and urban-rural income distribution.The logical thinking and structural arrangement of this paper are as follows:first,analyze the current characteristics,connotation and measurement methods of financial agglomeration and urban-rural income gap,and at the same time deeply understand the theory of financial agglomeration and urban-rural income gap;second,study the current financial agglomeration phenomenon and urban-rural income gap in China;and then,deeply explore the financial agglomeration The transmission mechanism of urban-rural income gap,and through empirical analysis to understand the impact of financial agglomeration on urban-rural income gap;finally,summarize the relevant conclusions,and put forward possible suggestions.The main conclusions of this paper are as follows:(1)Shanghai is the financial center with the highest degree of financial agglomeration in the Yangtze River Delta Area.The degree of financial agglomeration in Jiangsu and Zhejiang is gradually increasing in the process of capital profit seeking and economic development,and that in Anhui is gradually increasing,but compared with other regions,the degree is relatively low,and there is still a large development space;(2)the income gap between urban and rural areas in the Yangtze River Delta Area is lower than the national average level,and shows an inverted "U" track change of first rising and then falling.The income gap between urban and rural areas gradually rose to the peak in 2007-2009,and then steadily fell back in 2009-2016;(3)there is a certain gap between the direct and indirect impact of different types of financial agglomeration on the income gap between urban and rural residents in different regions,including the impact of different types of financial agglomeration on the income gap of residents in the same region,as well as the impact of the same type of financial agglomeration on residents in different regions The impact of the income gap is different,but the direct and indirect impact of financial agglomeration on the income gap between urban and rural areas is unobstructed.