A Study On The Influencing Factors Of Inclusive Finance Development In Inner Mongolia

2020 is the decisive period for building a moderately prosperous society in an all-round way,while Inclusive Finance attaches great importance to poverty eradication and social equity.The development of Inclusive Finance can guide more financial resources to be allocated to the key links and weak areas of economic development.For a long time,Inner Mongolia adheres to the concept of shared development,and its inclusive financial development has made some achievements,and the level of inclusive financial development has been continuously improved,but it is still lower than the national average level,and there are still many problems in its development process.Then,is the allocation of Inclusive Finance in Inner Mongolia effective?Is there any difference between the league and the city?What factors affect the development of Inclusive Finance in Inner Mongolia?It is of practical significance to further promote the development of Inclusive Finance in Inner Mongolia.On the basis of literature review and theoretical analysis,this paper analyzes the development status of Inclusive Finance in Inner Mongolia from the macro level,meso level,micro level and customer level of inclusive finance system.Referring to the previous research and combining with the actual situation of Inner Mongolia,this paper selects 10 indicators from three dimensions of financial service penetration,utilization and effectiveness to build a measure of Inclusive Finance Development in Inner Mongolia The index system of exhibition level measures,analyzes and compares the inclusive financial development level of each league and city based on the relevant data of 12 League cities in Inner Mongolia.The results show that:on the whole,the level of inclusive financial development in Inner Mongolia is steadily improving,but there are great differences between the various league cities,especially in Hohhot,the level of inclusive financial development is 1.46 times that of Xing'an League,and the regional development is unbalanced.Based on the panel data of 12 cities in Inner Mongolia from 2006 to 2018,this paper selects 9 factors from the macro level,meso level,micro level and customer level of inclusive financial system for empirical analysis,and finds that:the economic development level,financial expenditure model,informatization level,financial development efficiency and disposable income of rural residents in Inner Mongolia The level of inclusive financial development in Inner Mongolia has no significant impact on the level of inclusive financial development in Inner Mongolia.Finally,according to the conclusion of the empirical analysis,it provides suggestions for the sustainable development of Inclusive Finance in Inner Mongolia,in order to help its economic development and improve the level of residents' welfare.